Manufacturing financing for Michigan operators.
Trust Alliance Capital is a 22-year-old commercial equipment finance company. When your bank or the dealership's finance company declines your equipment loan, we have the program that fits. We give you options.
A real person answers the phone. In about three minutes you'll know if we can help.
Why Michigan operators choose us
Most manufacturing buyers in Michigan run into the same wall: the dealership's finance company turns them down for one reason — time in business, credit profile, age of equipment, prior BK. The bank takes weeks and asks for paperwork that isn't relevant. The deal dies on a technicality, not because the customer can't afford the equipment.
That's our business. We've spent 22 years building programs for the deals other lenders can't fit. Across every credit tier. Strong credit usually gets zero down. Lower credit usually gets a higher down payment. We're flexible enough to handle every scenario.
No one bank beats our flexibility.
What we know about Michigan manufacturing financing
- Detroit Big Three automotive supply chain drives massive demand for stamping presses, CNC machining, die casting, and welding equipment
- Grand Rapids office-furniture manufacturing (Steelcase, Herman Miller, Haworth) drives demand for fabrication and finishing equipment
- Tier-1 EV-battery supply chain growth in MI drives demand for laser cutters, automated welders, and precision CNC
We work with operators across Michigan's major metros — including Detroit, Grand Rapids, Warren, Sterling Heights, and Ann Arbor.
We routinely close deals at the major Michigan manufacturing dealers, including Hartwig Inc. (Michigan), Methods Machine Tools, Mazak Detroit, Productivity Inc., and Trumpf — and any other vendor or private seller you choose. Once you're approved with us, you can carry your financing across dealers.
Tell us about the manufacturing you're financing in Michigan.
Three minutes on the phone and you'll know what your deal looks like.
Who we fund in Michigan
- Strong-credit operators who want the convenience of an equipment-finance specialist instead of bank paperwork. App-only, mostly phone and email.
- Established businesses scaling fleets that need fast underwriting without bank back-and-forth.
- First-time buyers who can't get past a dealer's finance company on time-in-business or down-payment requirements.
- Operators with prior BK, slow pay, or thin file who need a finance company that will work the deal, not auto-decline.
- Buyers of used equipment outside dealer finance age and hours limits.
- Operators who want one financing relationship across many dealers — TAC carries with you. Get approved once, work with any vendor in Michigan.
What this looks like in practice
A Detroit Big-Three Tier-2 supplier financing a Trumpf laser cutter for EV-battery component work called us after the dealer's finance company declined his application. Three minutes on the phone and we'd identified the program that fit his file. We told him exactly what to expect — what to send, what the down payment range would look like, when he'd have an answer back.
Closed inside a week. Equipment delivered. Operator back to work.
It's rare we send anyone away without an option.
What our customers say
Real reviews from operators we've funded. Verified five-star reviews from our public profile.
★★★★★
“Logan is very professional and I recommend him to anyone looking to purchase a truck. He goes above and beyond for his customers.”
— Antoin Z. · worked with Logan
★★★★★
“My experience with Trust Alliance Capital was great. If I could I would give them 10 stars. Took a week to get my deal done, got approved in one day, found my truck over the weekend and I just signed my paperwork yesterday. Thanks to Spencer and his assistant Kathleen — you need finance, Trust Alliance Capital is who I would recommend. They made it happen. Thanks again.”
— Diante C. · worked with Spencer
Recently funded manufacturing deals in Michigan
A sample of the Michigan files we've closed in the last few months. Names and identifying details redacted; the deals are real.
Detroit Tier-2 EV-supplier — laser cutter
Established Tier-2 supplier added a Trumpf TruLaser 5030 fiber laser for EV-battery component cutting. Clean credit, repeat customer, app-only approval, four-day close.
Grand Rapids furniture maker — CNC router add
Established furniture component fabricator added a CNC router and edgebander. Repeat customer, clean credit, three-day close.
Warren first-time CNC owner with prior BK
Former Big-Three toolmaker with 2021 Chapter 7 discharge opening his own shop. Two clean years post-discharge. Funded a used Haas VF-3 on a story-credit program with 20% down.
How we structure manufacturing deals in Michigan
- You call us or send the application. Three-minute phone diagnosis or 60-second pre-qual form.
- We underwrite your profile — terms based on credit tier, equipment age, time in business, industry, and what's funding today. We're a fishing guide for commercial finance.
- We bring real terms. Not "rate starts at" marketing numbers. Down payment, monthly payment, term, and what we'd need to close.
- You sign and get insurance, the equipment funds. Direct to the dealer or vendor. DocuSign close in many cases.
From first call to funded equipment, most deals close in a week or less.
Where in Michigan we've worked
Trust Alliance Capital has funded 10 customers across 10 cities in Michigan — including operators in:
We fund operators in towns of every size — if your city isn't listed, that doesn't mean we can't help. Funded in Michigan since 2004. Same family. Same office. (801) 332-9756 rings to a real person.
Also financing in Michigan
We work with operators across every equipment category. If you're buying something other than manufacturing in Michigan, we probably have a program for that too.
Ready to talk about your Michigan manufacturing deal?
Call (801) 332-9756 · A real person picks up
Or
Or apply online here