Landscaping equipment financing for crews of every size.

Who we fund

• Strong-credit landscape contractors who want the convenience of an experienced equipment-finance specialist over the bank's paperwork shuffle.
• Established crews scaling from one truck and a trailer to 5+ trucks, 5+ mowers, and a full hardscape spread.
• Startup landscape LLCs — year one or earlier, no fleet history required.
• Tree-care and arborist companies adding chippers, stump grinders, bucket trucks, and chipper trucks.
• Snow-removal operators building out pre-season — plows, salters, sweepers.
• Hardscape and irrigation contractors with mixed-equipment fleets.
• Buyers of used commercial equipment outside the dealer's finance-company age and hours limits.
• Operators with prior BK or thin file who need a finance company that'll work the deal.
• Sod farms and athletic-field operators — large-acreage, specialty-equipment buyers.
• Operators who want one financing relationship across many dealers — get approved with us once, walk into any lot knowing your number.

We're experts in equipment financing. We're not generalists. A local bank funds homes, cars, and small-business lines — landscape equipment is a side dish. We finance equipment all day.

Recently funded landscape deals

A sample of what we've closed in the last few months:

• Startup landscape LLC — first commercial zero-turn plus enclosed trailer, year-one company. Funded with a meaningful down payment.
• Five-truck fleet expansion — established crew adding two F-350s and two more zero-turns. App-only approval.
• Tree service adding a chipper + stump grinder — repeat customer, two-piece equipment package bundled into one deal.
• Snow-removal operator pre-season — multi-plow + salter package across three trucks.
• Hardscape contractor — mini-skid loader plus walk-behind paver and plate compactor. Bundled package.
• Tree-service company post-BK — established operator with a discharged Chapter 7, funded through a specialty program with adjusted terms.

Names redacted for privacy. Real deals, real customers.

What landscape customers say

"As a small fleet we're always looking for the best financing options. Spencer and his team at Trust Alliance Capital came thru strong with very competitive financing for a trailer we needed funded quickly. Spencer is quick, precise and knowledgeable in his craft. Without question he'll be our first call as we continue to grow." — John, NV (Small Fleet)

"Words can't express how grateful I am for getting linked with Spencer from Trust Alliance Capital. He gave me several options to choose from and was very knowledgeable about each one. Very honest and straightforward, and quick to seal the deal. If any of my friends and/or others are looking to get financed and start up their business I will surely point them in his direction." — Rich, NC

Frequently asked

Can I finance equipment as a startup landscaping company? Yes, if you qualify. We fund startup landscape LLCs all year. Strong personal credit and a meaningful down payment opens most programs.

Do you finance commercial-only equipment, or also homeowner equipment? Commercial only. TAC does not finance residential or recreational equipment. If you run a commercial landscape company, we have programs for your mowers, skid steers, chippers, trailers, and trucks.

Do you finance used landscape equipment? Yes. We have programs that fund used commercial mowers, skid steers, chippers, and trailers outside the dealer's finance-company age limits.

How fast can you finance a deal? Often 3 to 5 business days. Can be sooner or take longer depending on how quickly insurance can be obtained.