Trust Alliance Capital

22 years • Family-owned since 2004 • Programs for every credit tier • BBB Accredited A+ • Kaysville, UT

Who We Fund

We work with borrowers most lenders turn away — and we've been doing it for 22 years. - Startups with no time in business - Owner-operators buying their first or fifth truck - Borrowers with prior bankruptcy, open tax liens, or credit scores under 600 - Used equipment — high-mileage, older iron, specialty units - B and C paper across construction, agriculture, transportation, and manufacturing If a captive lender or bank said no, call us. We have programs built for exactly that deal.

See If You Qualify

How it works

1. Apply in 60 seconds — no hard pull, no commitment. Tell us what you're financing and where your credit stands.

2. We match you to a program — we have programs across every credit tier, from A-paper bankable customers to specialty B/C Credit.

3. You get funded — most deals close in 3–7 business days. We handle the paperwork.

Get Pre-Qualified

What We Finance

We fund the full range of commercial equipment — not just trucks.

- Commercial trucks & semi-trucks (Class 3–8, new and used, high mileage)
- Construction equipment (excavators, loaders, dozers, cranes, lifts)
- Agricultural equipment (tractors, combines, sprayers, harvesters)
- Transportation & logistics (flatbeds, reefers, tankers, dump trucks, tow trucks)
- Manufacturing & industrial equipment
- Tow trucks & wreckers
- Medical & dental equipment
- Restaurant & food service equipment
- Technology & software
- Working capital for small businesses

If it depreciates and generates revenue, we can probably finance it.

Why Trust Alliance Capital

22 years in business — we've seen every credit situation and funded most of them.

Family-owned since 2004 — you work directly with an account manager, not a call center.

We say yes when captives say no — Volvo Financial, Daimler, Paccar Financial, BMO, CAT Financial, Deere Financial, Komatsu Financial, Bobcat Capital, and bank underwriters have limits. We don't work for them.

Programs for every credit tier — from 800 FICO prime borrowers to startups with prior BK. If there's a deal to be made, we find the lender.

BBB Accredited, A+ rating — verified business practices, no surprises.

Based in Kaysville, UT — licensed and operating nationwide.

No hard credit pull to get started — apply in 60 seconds and find out where you stand.

Start Your Application

What Our Customer Say:

★★★★★"Hi...I'm the owner of a trucking company and I had a great experience with Trust Alliance Capital! We had did a internet search for a highly rated financial company to help us attain funding for more trucks. Rodney was our agent and he was extremely knowledgeable and helpful. I would gave all of the staff at Trust Alliance Capital 5 Stars and highly recommend them!"
-Dempsey, FL

★★★★★"Words can’t express how grateful I am for getting linked with Spencer from Trust Alliance Capital. The moment we spoke I knew he was gonna be the right fit for what I needed. He gave me several options to choose from and was very knowledgeable about each one. I was very appreciative that he was very honest and straightforward with me and always responded back quickly. Once we agreed on which option to take, it didn’t take him long to seal the deal. If any of my friends and/or others are looking to get financed and start up their business I will surely point them in his direction."
Rich, NC

★★★★★"As a new startup, Logan helped me find the easiest financing with little hassle. The whole experience was awesome, especially with the ability to walk into a dealership and negotiate a price knowing you have already been approved. Will go this route for now on."
-Jason, OK

★★★★★"All I can really say is Mr. Logan Cleveland got me approved with no money down with Trust Alliance Capital I have been driving for 12 yrs. My business is running strong he was a blessing to me and my family he stayed on top of everything I mean paperwork and everything was done in days not weeks the crazy thing was, they were waiting on me....if you are needing a semi truck financed ask Mr. Logan Cleveland and awesome guy look him up call him and see for yourself.......😎"
-William, TX

★★★★★"As a small fleet we're always looking for the best financing options. Spencer and his team at Trust Alliance Capital came thru strong with very competitive financing for a trailer we needed funded quickly. Spencer is quick, precise and knowledgeable in his craft. Without question he'll be our first call as we continue to grow in the future. I highly recommend!"
-John, NV

★★★★★"I was looking to buy a newer truck and Logan Cleveland help me get that done when I didnt think it was possible thanks Logan for everything I will come back to you again."
-Darin, NV

★★★★★"I just wanted to take the time to give my two cents, and, let anyone thinking about using Trust Alliance Capital that there isn't a better company to work with. I am a Owner Operator and I was looking to finance the balloon payment on my rig outside of the company I was with. I started searching online and in the local truck stop magazines for a company that could assist in this endeavor. I had multiple companies approach with possible options. Trust Alliance stood out from the rest. Their rep Logan Cleveland was by far one of the most diligent and effective guys I ever worked with. His level of follow up was unsurpassed. He kept me in complete contact and really helped me at every turn through the process. I can't say enough about him. If you have to deal with anybody....deal with him. He's not only a asset to Trust Alliance he'll be a asset to you. If I have to do the process again. Logan will be the first and last call I make."
-Devyn, MD

★★★★★ "Spencer and Trust Alliance Capital helped me get financed for my first semi truck as a startup owner-operator when no one else would. The process was smooth and Spencer was always available to answer my questions. I would highly recommend them to anyone looking for commercial truck financing!" — Bobby, Owner-Operator

★★★★★ "Trust Alliance Capital helped me get financing for a dump truck when I had a previous bankruptcy on my record. Spencer worked hard to find me a program that fit my situation and got me back on the road. I am very grateful for their help and would recommend them to anyone in a similar situation." — Andy, Construction Contractor

Get Pre-Qualified in 60 Seconds

Ready to get Funded?

Whether your credit is perfect or complicated, we have a program. Apply in 60 seconds — no hard credit pull, no commitment — and find out where you stand. Or call us directly: 208-534-8525 Monday–Friday, 9am–5pm MST