Restaurant financing for Nevada operators.

Trust Alliance Capital is a 22-year-old commercial equipment finance company. When your bank or the dealership's finance company declines your equipment loan, we have the program that fits. We give you options.

Call: 208-534-8525

A real person answers the phone. In about three minutes you'll know if we can help.

Why Nevada operators choose us

Most restaurant buyers in Nevada run into the same wall: the dealership's finance company turns them down for one reason — time in business, credit profile, age of equipment, prior BK. The bank takes weeks and asks for paperwork that isn't relevant. The deal dies on a technicality, not because the customer can't afford the equipment.

That's our business. We've spent 22 years building programs for the deals other lenders can't fit. Across every credit tier. Strong credit usually gets zero down. Lower credit usually gets a higher down payment. We're flexible enough to handle every scenario.

No one bank beats our flexibility.

What we know about Nevada restaurant financing

  • Las Vegas casino-resort dining drives some of the most concentrated commercial kitchen demand in the country — celebrity chef restaurants, banquet kitchens, buffets, and 24-hour operations
  • Las Vegas food trucks and ghost kitchens have exploded post-pandemic — financing build-outs, commissary kitchens, and delivery-only kitchens is a heavy vertical
  • Reno-Tahoe resort and ski-town restaurants drive seasonal demand for high-capacity kitchens

We work with operators across Nevada's major metros — including Las Vegas, Reno, Henderson, North Las Vegas, and Carson City.

We routinely close deals at the major Nevada restaurant dealers, including Restaurant Depot (Las Vegas), TriMark Strategic (LV), Las Vegas Restaurant Supply, WebstaurantStore, and KaTom Restaurant Supply — and any other vendor or private seller you choose. Once you're approved with us, you can carry your financing across dealers.

Tell us about the restaurant you're financing in Nevada.

Three minutes on the phone and you'll know what your deal looks like.

Or call 208-534-8525 directly · A real person picks up

Who we fund in Nevada

  • Strong-credit operators who want the convenience of an equipment-finance specialist instead of bank paperwork. App-only, mostly phone and email.
  • Established businesses scaling fleets that need fast underwriting without bank back-and-forth.
  • First-time buyers who can't get past a dealer's captive on time-in-business or down-payment requirements.
  • Operators with prior BK, slow pay, or thin file who need a finance company that will work the deal, not auto-decline.
  • Buyers of used equipment outside captive age and hours limits.
  • Operators who want one financing relationship across many dealers — TAC carries with you. Get approved once, work with any vendor in Nevada.

What this looks like in practice

A Las Vegas off-Strip restaurant operator financing a full kitchen buildout for a new neighborhood concept called us after the dealer's finance company declined his application. Three minutes on the phone and we'd identified the program that fit his file. We told him exactly what to expect — what to send, what the down payment range would look like, when he'd have an answer back.

Closed inside a week. Equipment delivered. Operator back to work.

It's rare we send anyone away without an option.

What our customers say

Real reviews from operators we've funded. Verified five-star reviews from our public profile.

★★★★★

“As a small fleet we're always looking for the best financing options. Spencer and his team at Trust Alliance Capital came through strong with very competitive financing for a trailer we needed funded quickly. Spencer is quick, precise and knowledgeable in his craft. Without question he'll be our first call as we continue to grow in the future. I highly recommend.”

— John M., NV · Small Fleet · worked with Spencer

★★★★★

“I was looking to buy a newer truck and Logan Cleveland helped me get that done when I didn't think it was possible. Thanks Logan for everything — I will come back to you again.”

— Darin H., NV · worked with Logan

Recently funded restaurant deals in Nevada

A sample of the Nevada files we've closed in the last few months. Names and identifying details redacted; the deals are real.

Off-Strip restaurant operator — full kitchen build

Established LV chef opening an off-Strip neighborhood concept financed full kitchen buildout — range, hood, walk-ins, dishwasher. Clean credit, strong industry references, app-only approval, four-day close.

Henderson ghost kitchen — multi-concept build

Operator opening a 4-concept ghost kitchen financed multi-station kitchen package. Mid-700s credit, app-only, three-day close.

Reno first-time food truck operator

First-time food-truck operator (former casino-resort line cook). Mid-600s credit, cash for down payment. Funded a turnkey build-out on a startup program with 15% down.

How we structure restaurant deals in Nevada

  1. You call us or send the application. Three-minute phone diagnosis or 60-second pre-qual form.
  2. We underwrite your profile — terms based on credit tier, equipment age, time in business, industry, and what's funding today. We're a fishing guide for commercial finance.
  3. We bring real terms. Not "rate starts at" marketing numbers. Down payment, monthly payment, term, and what we'd need to close.
  4. You sign and get insurance, the equipment funds. Direct to the dealer or vendor. DocuSign close in many cases.

From first call to funded equipment, most deals close in a week or less.

Ready to talk about your Nevada restaurant deal?

Call 208-534-8525 · A real person picks up
Or
Or apply online here