We Specialize in Tow Truck, Wrecker, and Recovery Equipment Financing.
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Trust Alliance Capital has been financing Boom, Wrecking, Tow Trucks and other recovery equipiment for over 20yrs. Fleet owner with great cash flow and 5 years in business? You'll see bank rates from us. New company with troubled credit and a past bankruptcy? We'll give you a place to start. Somewhere in between? We've got a program for you.
We will finance an individual owner operator on their first truck or additional units for a large fleet. Many banks are rigid on the requirements for their equipment financing; Trust Alliance Capital provides more flexibility than any bank. See the Credit Considerations below and then call us to see how we can help get your towing and recovery equipment financed. Towing Equipment We Finance:
Flatbed Truck Wrecker Truck Snatch Truck Wheel Lift Truck Integrated Tow Truck Boom Truck Heavy Duty and Oversized Wreckers Others - Call Us Credit Considerations
Here are our credit considerations for an applicant and how it can affect the terms of our approvals, not in the order of most importance because one area of strength can make up for another of weakness and that is how our model is flexible: 1. Down payment. If a customer has up to 40% down payment on their two truck purchase we can get around almost every other issue. If a wrecker or tow truck buyer requires little to no money down then the other areas of credit below must outweigh this down payment factor. 2. Commercial credit history. If the tow truck buyer has atleast 2 years of experience financing their current tow truck or wrecker this will make getting good terms much easier. Without any prior commercial finance experience the other areas of credit must outweigh the lack of prior financing experience. Startup towing companies are still okay here but in almost all cases will need a strong down payment. 3. Personal credit score. With commercial credit being the most important factor when scoring an applicant, personal credit can hurt you more than it can help you. To be clear, a 500 credit score can kick an applicant out of a low down payment and good interest rate but a 700+ credit score does not mean you get the best rate and lowest down payment unless it is accompanied by satisfactory commercial credit history. Every case is unique and there are situations where someone with a 700+ credit, 2+yrs owning their own tow truck, can still get the best market terms. Or a first time buyer with strong personal credit can get their first truck financed with great terms. Please call and check with us before determining yourself. 4. Equipment Value. To be simple a new truck from a dealership is the most ideal and a 20 year old truck with high mileage from a private seller is a major weakness. In this category additional equipment you own that is free and clear can help reduce your down payment if offered as additional collateral. You will speak with a live person when you call, so don't hesitate. We can answer your questions in minutes and there is no charge for our advice. |
Contact Us! |
Call Us 208.534.8525
Customer Reviews:
"Hi...I'm the owner of a trucking company and I had a great experience with Trust Alliance Capital! We had did a internet search for a highly rated financial company to help us attain funding for more trucks. Rodney was our agent and he was extremely knowledgeable and helpful. I would gave all of the staff at Trust Alliance Capital 5 Stars and highly recommend them!"
-Dempsey, FL
"Words can’t express how grateful I am for getting linked with Spencer from Trust Alliance Capital. The moment we spoke I knew he was gonna be the right fit for what I needed. He gave me several options to choose from and was very knowledgeable about each one. I was very appreciative that he was very honest and straightforward with me and always responded back quickly. Once we agreed on which option to take, it didn’t take him long to seal the deal. If any of my friends and/or others are looking to get financed and start up their business I will surely point them in his direction."
Rich, NC
"As a new startup, Logan helped me find the easiest financing with little hassle. The whole experience was awesome, especially with the ability to walk into a dealership and negotiate a price knowing you have already been approved. Will go this route for now on."
-Jason, OK
"All I can really say is Mr. Logan Cleveland got me approved with no money down with Trust Alliance Capital I have been driving for 12 yrs. My business is running strong he was a blessing to me and my family he stayed on top of everything I mean paperwork and everything was done in days not weeks the crazy thing was, they were waiting on me....if you are needing a semi truck financed ask Mr. Logan Cleveland and awesome guy look him up call him and see for yourself.......😎"
-William, TX
"As a small fleet we're always looking for the best financing options. Spencer and his team at Trust Alliance Capital came thru strong with very competitive financing for a trailer we needed funded quickly. Spencer is quick, precise and knowledgeable in his craft. Without question he'll be our first call as we continue to grow in the future. I highly recommend!"
-John, NV
"I was looking to buy a newer truck and Logan Cleveland help me get that done when I didnt think it was possible thanks Logan for everything I will come back to you again."
-Darin, NV
"I just wanted to take the time to give my two cents, and, let anyone thinking about using Trust Alliance Capital that there isn't a better company to work with. I am a Owner Operator and I was looking to finance the balloon payment on my rig outside of the company I was with. I started searching online and in the local truck stop magazines for a company that could assist in this endeavor. I had multiple companies approach with possible options. Trust Alliance stood out from the rest. Their rep Logan Cleveland was by far one of the most diligent and effective guys I ever worked with. His level of follow up was unsurpassed. He kept me in complete contact and really helped me at every turn through the process. I can't say enough about him. If you have to deal with anybody....deal with him. He's not only a asset to Trust Alliance he'll be a asset to you. If I have to do the process again. Logan will be the first and last call I make."
-Devyn, MD
-Dempsey, FL
"Words can’t express how grateful I am for getting linked with Spencer from Trust Alliance Capital. The moment we spoke I knew he was gonna be the right fit for what I needed. He gave me several options to choose from and was very knowledgeable about each one. I was very appreciative that he was very honest and straightforward with me and always responded back quickly. Once we agreed on which option to take, it didn’t take him long to seal the deal. If any of my friends and/or others are looking to get financed and start up their business I will surely point them in his direction."
Rich, NC
"As a new startup, Logan helped me find the easiest financing with little hassle. The whole experience was awesome, especially with the ability to walk into a dealership and negotiate a price knowing you have already been approved. Will go this route for now on."
-Jason, OK
"All I can really say is Mr. Logan Cleveland got me approved with no money down with Trust Alliance Capital I have been driving for 12 yrs. My business is running strong he was a blessing to me and my family he stayed on top of everything I mean paperwork and everything was done in days not weeks the crazy thing was, they were waiting on me....if you are needing a semi truck financed ask Mr. Logan Cleveland and awesome guy look him up call him and see for yourself.......😎"
-William, TX
"As a small fleet we're always looking for the best financing options. Spencer and his team at Trust Alliance Capital came thru strong with very competitive financing for a trailer we needed funded quickly. Spencer is quick, precise and knowledgeable in his craft. Without question he'll be our first call as we continue to grow in the future. I highly recommend!"
-John, NV
"I was looking to buy a newer truck and Logan Cleveland help me get that done when I didnt think it was possible thanks Logan for everything I will come back to you again."
-Darin, NV
"I just wanted to take the time to give my two cents, and, let anyone thinking about using Trust Alliance Capital that there isn't a better company to work with. I am a Owner Operator and I was looking to finance the balloon payment on my rig outside of the company I was with. I started searching online and in the local truck stop magazines for a company that could assist in this endeavor. I had multiple companies approach with possible options. Trust Alliance stood out from the rest. Their rep Logan Cleveland was by far one of the most diligent and effective guys I ever worked with. His level of follow up was unsurpassed. He kept me in complete contact and really helped me at every turn through the process. I can't say enough about him. If you have to deal with anybody....deal with him. He's not only a asset to Trust Alliance he'll be a asset to you. If I have to do the process again. Logan will be the first and last call I make."
-Devyn, MD
