Trust Alliance Capital is a 22-year-old commercial equipment finance company. When your bank or the dealership's finance company declines your equipment loan, we have the program that fits. We give you options.
A real person answers the phone. In about three minutes you'll know if we can help.
$500MM+ funded since 2004
4,000+ funded deals
22 years family-owned
5.0 ★ Google reviews
BBB A+ accredited
Why Vermont operators choose us
Most trailer buyers in Vermont run into the same wall: the dealership's finance company turns them down for one reason — time in business, credit profile, age of equipment, prior BK. The bank takes weeks and asks for paperwork that isn't relevant. The deal dies on a technicality, not because the customer can't afford the equipment.
That's our business. We've spent 22 years building programs for the deals other lenders can't fit. Across every credit tier. Strong credit usually gets zero down. Lower credit usually gets a higher down payment. We're flexible enough to handle every scenario.
No one bank beats our flexibility.
What we know about Vermont trailer financing
Vermont dairy and food-processing freight drives steady reefer trailer demand from regional dairies
I-89 and I-91 cross-border freight to Quebec creates dry van demand for bonded carriers
We work with operators across Vermont's major metros — including Burlington, South Burlington, Colchester, Rutland, and Essex Junction.
We routinely close deals at the major Vermont trailer dealers, including Great Dane Vermont, Utility Trailer Sales Vermont, Wabash National Vermont, Stoughton Trailers Vermont, and Whited Peterbilt — and any other vendor or private seller you choose. Once you're approved with us, you can carry your financing across dealers.
Tell us about the trailer you're financing in Vermont.
Three minutes on the phone and you'll know what your deal looks like.
Who we fund in Vermont
Strong-credit operators who want the convenience of an equipment-finance specialist instead of bank paperwork. App-only, mostly phone and email.
Established businesses scaling fleets that need fast underwriting without bank back-and-forth.
First-time buyers who can't get past a dealer's finance company on time-in-business or down-payment requirements.
Operators with prior BK, slow pay, or thin file who need a finance company that will work the deal, not auto-decline.
Buyers of used equipment outside dealer finance age and hours limits.
Operators who want one financing relationship across many dealers — TAC carries with you. Get approved once, work with any vendor in Vermont.
Insurance partner
Need commercial truck or trailer insurance?
We refer truck and trailer insurance to Ten Four Insurance. They specialize in operators going independent, fleets adding equipment, and new-authority owner-ops — the same kind of customers we fund. They usually quote fast.
A Burlington-area refrigerated dairy hauler adding a reefer trailer for processor-to-DC runs called us after the dealer's finance company declined his application. Three minutes on the phone and we'd identified the program that fit his file. We told him exactly what to expect — what to send, what the down payment range would look like, when he'd have an answer back.
Closed inside a week. Equipment delivered. Operator back to work.
It's rare we send anyone away without an option.
What our customers say
Real reviews from operators we've funded. Verified five-star reviews from our public profile.
★★★★★
The boss riding shotgun on the rebar trailer between hauls
“I have a small trucking company in Raleigh, NC. We deliver rebar for bridges and hospitals. The last 7 weeks purchasing our newest commercial truck, we were hit head-on with downfall and red tape. We were paired with Mr. Camron Hanna. This gentleman went above and beyond to help our employees keep running our roads — mind you, from 7 states away. We highly recommend Mr. Hanna. We are running.”
— Raleigh, NC trucking company · Bridges & hospitals rebar delivery · worked with Camron
★★★★★
“I was looking to buy a newer truck and Logan Cleveland helped me get that done when I didn't think it was possible. Thanks Logan for everything — I will come back to you again.”
— Darin H., NV · worked with Logan
Recently funded trailer deals in Vermont
A sample of the Vermont files we've closed in the last few months. Names and identifying details redacted; the deals are real.
Vermont dairy reefer trailer add
Established refrigerated dairy hauler added a new Utility 3000R reefer for a regional milk-processor contract. Clean credit, repeat customer, app-only approval, three-day close.
Northeast Kingdom log trailer add
Operator running short-haul logs from Northeast Kingdom timber sales added a new log trailer. Mid-700s credit, four-day close.
Rutland first-time dry van buyer
Eleven-year company driver going owner-op on New England lanes. Mid-600s credit, cash for a down payment. Funded a used Wabash 53-foot dry van on a first-time owner-op program with 15% down.
How we structure trailer deals in Vermont
You call us or send the application. Three-minute phone diagnosis or 60-second pre-qual form.
We underwrite your profile — terms based on credit tier, equipment age, time in business, industry, and what's funding today. We're a fishing guide for commercial finance.
We bring real terms. Not "rate starts at" marketing numbers. Down payment, monthly payment, term, and what we'd need to close.
You sign and get insurance, the equipment funds. Direct to the dealer or vendor. DocuSign close in many cases.
From first call to funded equipment, most deals close in a week or less.
Also financing in Vermont
We work with operators across every equipment category. If you're buying something other than trailer in Vermont, we probably have a program for that too.
Drop your number and a quick note about what you're financing. A real person picks up — usually Spencer first — and in about three minutes you'll know if we can help.
