Trust Alliance Capital is a 22-year-old commercial equipment finance company. When your bank or the dealership's finance company declines your equipment loan, we have the program that fits. We give you options.
A real person answers the phone. In about three minutes you'll know if we can help.
$500MM+ funded since 2004
4,000+ funded deals
22 years family-owned
5.0 ★ Google reviews
BBB A+ accredited
Why Washington operators choose us
Most agriculture buyers in Washington run into the same wall: the dealership's finance company turns them down for one reason — time in business, credit profile, age of equipment, prior BK. The bank takes weeks and asks for paperwork that isn't relevant. The deal dies on a technicality, not because the customer can't afford the equipment.
That's our business. We've spent 22 years building programs for the deals other lenders can't fit. Across every credit tier. Strong credit usually gets zero down. Lower credit usually gets a higher down payment. We're flexible enough to handle every scenario.
No one bank beats our flexibility.
What we know about Washington agriculture financing
Washington is the #1 U.S. apple-producing state — Yakima Valley orchards drive heavy demand for orchard sprayers, narrow tractors, platform pickers, and orchard ladders
Palouse wheat country in eastern Washington drives demand for high-capacity combines, draper headers, and air seeders
We work with operators across Washington's major metros — including Seattle, Yakima, Spokane, Tri-Cities, and Wenatchee.
We routinely close deals at the major Washington agriculture dealers, including Pape Machinery (Deere), Coastline AG (Deere), Walter Implement (Case IH), Western States Equipment, and Stotz Equipment — and any other vendor or private seller you choose. Once you're approved with us, you can carry your financing across dealers.
Tell us about the agriculture you're financing in Washington.
Three minutes on the phone and you'll know what your deal looks like.
Who we fund in Washington
Strong-credit operators who want the convenience of an equipment-finance specialist instead of bank paperwork. App-only, mostly phone and email.
Established businesses scaling fleets that need fast underwriting without bank back-and-forth.
First-time buyers who can't get past a dealer's finance company on time-in-business or down-payment requirements.
Operators with prior BK, slow pay, or thin file who need a finance company that will work the deal, not auto-decline.
Buyers of used equipment outside dealer finance age and hours limits.
Operators who want one financing relationship across many dealers — TAC carries with you. Get approved once, work with any vendor in Washington.
What this looks like in practice
A Yakima Valley apple grower replacing an aging orchard sprayer with a new low-profile model called us after the dealer's finance company declined his application. Three minutes on the phone and we'd identified the program that fit his file. We told him exactly what to expect — what to send, what the down payment range would look like, when he'd have an answer back.
Closed inside a week. Equipment delivered. Operator back to work.
It's rare we send anyone away without an option.
What our customers say
Real reviews from operators we've funded. Verified five-star reviews from our public profile.
★★★★★
Dempsey's Freightliner Cascadia day cab — funded for fleet expansion
“I'm the owner of a trucking company and I had a great experience with Trust Alliance Capital. We had done an internet search for a highly rated financial company to help us attain funding for more trucks. Rodney Sessions was our agent and he was extremely knowledgeable and helpful. I would give all of the staff at Trust Alliance Capital 5 stars and highly recommend them.”
— Dempsey S., FL · Trucking Company Owner · worked with Rodney
★★★★★
“Excellent service. I would highly recommend this company for reliable and trustworthy services.”
— Regina S.
Recently funded agriculture deals in Washington
A sample of the Washington files we've closed in the last few months. Names and identifying details redacted; the deals are real.
Yakima apple grower — orchard sprayer + narrow tractor
Established apple operation added a new low-profile air-blast sprayer plus a used narrow 90-HP orchard tractor. Clean credit, strong receivables, app-only approval, three-day close.
Palouse wheat farmer — used S790 combine
Established Palouse wheat operation traded from an S680 to a used S790 with a 40-foot draper. Repeat customer, clean credit, four-day close ahead of harvest.
Columbia Basin first-time tractor buyer with thin file
Beginning potato grower going from rentals to ownership. Mid-600s credit, two clean years of potato contracts. Funded a used 200-HP Case IH Magnum on a startup program with 15% down.
How we structure agriculture deals in Washington
You call us or send the application. Three-minute phone diagnosis or 60-second pre-qual form.
We underwrite your profile — terms based on credit tier, equipment age, time in business, industry, and what's funding today. We're a fishing guide for commercial finance.
We bring real terms. Not "rate starts at" marketing numbers. Down payment, monthly payment, term, and what we'd need to close.
You sign and get insurance, the equipment funds. Direct to the dealer or vendor. DocuSign close in many cases.
From first call to funded equipment, most deals close in a week or less.
Where in Washington we've worked
Trust Alliance Capital has funded 14 customers across 9 cities in Washington — including operators in:
We fund operators in towns of every size — if your city isn't listed, that doesn't mean we can't help. Funded in Washington since 2004. Same family. Same office. (801) 332-9756 rings to a real person.
Also financing in Washington
We work with operators across every equipment category. If you're buying something other than agriculture in Washington, we probably have a program for that too.
Drop your number and a quick note about what you're financing. A real person picks up — usually Spencer first — and in about three minutes you'll know if we can help.
