Trust Alliance Capital is a 22-year-old commercial equipment finance company. When your bank or the dealership's finance company declines your equipment loan, we have the program that fits. We give you options.
A real person answers the phone. In about three minutes you'll know if we can help.
$500MM+ funded since 2004
4,000+ funded deals
22 years family-owned
5.0 ★ Google reviews
BBB A+ accredited
Why Ohio operators choose us
Most agriculture buyers in Ohio run into the same wall: the dealership's finance company turns them down for one reason — time in business, credit profile, age of equipment, prior BK. The bank takes weeks and asks for paperwork that isn't relevant. The deal dies on a technicality, not because the customer can't afford the equipment.
That's our business. We've spent 22 years building programs for the deals other lenders can't fit. Across every credit tier. Strong credit usually gets zero down. Lower credit usually gets a higher down payment. We're flexible enough to handle every scenario.
No one bank beats our flexibility.
What we know about Ohio agriculture financing
Ohio corn-and-soy operations across the western and central state drive sustained demand for high-HP tractors and large combines
Northwest Ohio dairy belt creates demand for TMR mixers, feed-loader payloaders, and dairy-spec tractors
Amish-community equipment financing across central and eastern Ohio drives a niche market for mid-range tractors and hay equipment
We work with operators across Ohio's major metros — including Columbus, Cleveland, Cincinnati, Toledo, and Dayton.
We routinely close deals at the major Ohio agriculture dealers, including Polen Implement (Deere), JD Equipment (Deere), Ag-Pro (Deere), Apple Farm Service (Case IH), and Evolution Ag (Case IH) — and any other vendor or private seller you choose. Once you're approved with us, you can carry your financing across dealers.
Tell us about the agriculture you're financing in Ohio.
Three minutes on the phone and you'll know what your deal looks like.
Who we fund in Ohio
Strong-credit operators who want the convenience of an equipment-finance specialist instead of bank paperwork. App-only, mostly phone and email.
Established businesses scaling fleets that need fast underwriting without bank back-and-forth.
First-time buyers who can't get past a dealer's finance company on time-in-business or down-payment requirements.
Operators with prior BK, slow pay, or thin file who need a finance company that will work the deal, not auto-decline.
Buyers of used equipment outside dealer finance age and hours limits.
Operators who want one financing relationship across many dealers — TAC carries with you. Get approved once, work with any vendor in Ohio.
What this looks like in practice
A western Ohio corn-and-soy operator trading up to a used 9R-series tractor called us after the dealer's finance company declined his application. Three minutes on the phone and we'd identified the program that fit his file. We told him exactly what to expect — what to send, what the down payment range would look like, when he'd have an answer back.
Closed inside a week. Equipment delivered. Operator back to work.
It's rare we send anyone away without an option.
What our customers say
Real reviews from operators we've funded. Verified five-star reviews from our public profile.
★★★★★
Dempsey's Freightliner Cascadia day cab — funded for fleet expansion
“I'm the owner of a trucking company and I had a great experience with Trust Alliance Capital. We had done an internet search for a highly rated financial company to help us attain funding for more trucks. Rodney Sessions was our agent and he was extremely knowledgeable and helpful. I would give all of the staff at Trust Alliance Capital 5 stars and highly recommend them.”
— Dempsey S., FL · Trucking Company Owner · worked with Rodney
★★★★★
Tyson's Peterbilt 389 and hopper trailer at the fuel island
“Camron is the best. I had less than perfect credit and he went above and beyond to help me secure financing for a semi and trailer. He took care of everything and made it easy to get everything done. Will use them again in the future.”
— Tyson O. · Owner-Operator · worked with Camron
Recently funded agriculture deals in Ohio
A sample of the Ohio files we've closed in the last few months. Names and identifying details redacted; the deals are real.
Western OH corn-and-soy operator — used 9R 540 tractor
Established row-crop operator traded from a 9R 470 to a used 9R 540. Clean credit, strong income, app-only approval, three-day close ahead of planting.
NW Ohio dairy expansion — TMR mixer + skid steer
Established 350-cow dairy added a new vertical TMR mixer plus a used skid steer for the feed alley. Repeat customer, app-only, four-day close.
Central OH first-time hay-equipment buyer
Beginning small-scale cattle operator going from custom hay to making his own. Mid-600s credit, two clean years tax returns. Funded a used round baler + 100-HP tractor on a startup program with 15% down.
How we structure agriculture deals in Ohio
You call us or send the application. Three-minute phone diagnosis or 60-second pre-qual form.
We underwrite your profile — terms based on credit tier, equipment age, time in business, industry, and what's funding today. We're a fishing guide for commercial finance.
We bring real terms. Not "rate starts at" marketing numbers. Down payment, monthly payment, term, and what we'd need to close.
You sign and get insurance, the equipment funds. Direct to the dealer or vendor. DocuSign close in many cases.
From first call to funded equipment, most deals close in a week or less.
Where in Ohio we've worked
Trust Alliance Capital has funded 16 customers across 14 cities in Ohio — including operators in:
We fund operators in towns of every size — if your city isn't listed, that doesn't mean we can't help. Funded in Ohio since 2004. Same family. Same office. (801) 332-9756 rings to a real person.
Also financing in Ohio
We work with operators across every equipment category. If you're buying something other than agriculture in Ohio, we probably have a program for that too.
Drop your number and a quick note about what you're financing. A real person picks up — usually Spencer first — and in about three minutes you'll know if we can help.
