Crane financing for Minnesota operators.
Trust Alliance Capital is a 22-year-old commercial equipment finance company. When your bank or the dealership's finance company declines your equipment loan, we have the program that fits. We give you options.
A real person answers the phone. In about three minutes you'll know if we can help.
Why Minnesota operators choose us
Most crane buyers in Minnesota run into the same wall: the dealership's finance company turns them down for one reason — time in business, credit profile, age of equipment, prior BK. The bank takes weeks and asks for paperwork that isn't relevant. The deal dies on a technicality, not because the customer can't afford the equipment.
That's our business. We've spent 22 years building programs for the deals other lenders can't fit. Across every credit tier. Strong credit usually gets zero down. Lower credit usually gets a higher down payment. We're flexible enough to handle every scenario.
No one bank beats our flexibility.
What we know about Minnesota crane financing
- Twin Cities high-rise and stadium construction drives tower and crawler crane demand
- Iron Range mining and industrial-maintenance work drives heavy crane demand
- Duluth port construction drives specialty crane demand
We work with operators across Minnesota's major metros — including Minneapolis-Saint Paul, Rochester, Duluth, St. Cloud, and Mankato.
We routinely close deals at the major Minnesota crane dealers, including Hayden-Murphy Equipment, Crane Service Inc., United Rentals, Sunbelt Rentals, and NES Rentals — and any other vendor or private seller you choose. Once you're approved with us, you can carry your financing across dealers.
Tell us about the crane you're financing in Minnesota.
Three minutes on the phone and you'll know what your deal looks like.
Who we fund in Minnesota
- Strong-credit operators who want the convenience of an equipment-finance specialist instead of bank paperwork. App-only, mostly phone and email.
- Established businesses scaling fleets that need fast underwriting without bank back-and-forth.
- First-time buyers who can't get past a dealer's finance company on time-in-business or down-payment requirements.
- Operators with prior BK, slow pay, or thin file who need a finance company that will work the deal, not auto-decline.
- Buyers of used equipment outside dealer finance age and hours limits.
- Operators who want one financing relationship across many dealers — TAC carries with you. Get approved once, work with any vendor in Minnesota.
What this looks like in practice
A Twin Cities crane operator financing a 100-ton crawler called us after the dealer's finance company declined his application. Three minutes on the phone and we'd identified the program that fit his file. We told him exactly what to expect — what to send, what the down payment range would look like, when he'd have an answer back.
Closed inside a week. Equipment delivered. Operator back to work.
It's rare we send anyone away without an option.
What our customers say
Real reviews from operators we've funded. Verified five-star reviews from our public profile.
★★★★★
“Spencer and Trust Alliance Capital helped me get financed for my first semi truck as a startup owner-operator when no one else would. The process was smooth and Spencer was always available to answer my questions. I would highly recommend them to anyone looking for commercial truck financing.”
— Bobby · Owner-Operator · worked with Spencer
★★★★★
“My experience with Trust Alliance Capital was great. If I could I would give them 10 stars. Took a week to get my deal done, got approved in one day, found my truck over the weekend and I just signed my paperwork yesterday. Thanks to Spencer and his assistant Kathleen — you need finance, Trust Alliance Capital is who I would recommend. They made it happen. Thanks again.”
— Diante C. · worked with Spencer
Recently funded crane deals in Minnesota
A sample of the Minnesota files we've closed in the last few months. Names and identifying details redacted; the deals are real.
Minneapolis crane — 100-ton crawler
Established crane operator added a Manitowoc 999. Clean credit, repeat customer, app-only approval, four-day close.
Iron Range mining — rough-terrain crane
Established crane operator added a Grove RT-880E. Mid-700s credit, app-only, three-day close.
St. Cloud first-time boom-truck buyer
Former operator opening his own company. Mid-600s credit, cash for down payment. Funded a used National Crane on a startup program with 15% down.
How we structure crane deals in Minnesota
- You call us or send the application. Three-minute phone diagnosis or 60-second pre-qual form.
- We underwrite your profile — terms based on credit tier, equipment age, time in business, industry, and what's funding today. We're a fishing guide for commercial finance.
- We bring real terms. Not "rate starts at" marketing numbers. Down payment, monthly payment, term, and what we'd need to close.
- You sign and get insurance, the equipment funds. Direct to the dealer or vendor. DocuSign close in many cases.
From first call to funded equipment, most deals close in a week or less.
Also financing in Minnesota
We work with operators across every equipment category. If you're buying something other than crane in Minnesota, we probably have a program for that too.
Ready to talk about your Minnesota crane deal?
Call (801) 332-9756 · A real person picks up
Or
Or apply online here