Do you finance used Haas ST-series lathes?

Yes. Used ST-10, ST-20, ST-30 turning centers are the bulk of the Haas lathe deals we do. Machine tools have no advertised age cap on our side — year, condition, hours, and control generation all factor in. An ST-20 with the newer NGC control writes differently than one still running the classic control, and we build the deal around what you're actually buying.

What credit do I need to finance a Haas lathe?

700+ personal credit gets the best pricing — typically 10% down on a used ST-20. 620-700 is fundable at roughly 20% down. Below 620 we can still get deals done at 25-35% down when the shop shows real revenue or the operator has a strong installment history. We tell you on the phone before you commit.

Can I finance a Haas lathe for a startup shop?

Yes. First-piece Haas deals are common — machinist with 5+ years hands-on, LLC formed, a specific ST-10 or ST-20 picked out at a Haas Factory Outlet. Startup structure typically runs 15-25% down depending on personal credit and cash on hand. Bring us the quote and we walk it before pulling credit.

Do you fund the Haas Factory Outlet directly?

Yes. HFO is a real dealer with a real invoice — funding wires direct to the outlet the same way we handle any franchised machine tool dealer. New Haas plus HFO-Certified Pre-Owned both work.

How fast can a Haas lathe deal close?

App-only files typically fund in 3-5 business days from a complete application. Larger deals or thinner credit files that need full financials run 7-14 days. Biggest variable is how quickly you can get insurance bound on the machine.

Haas CNC lathe financing — ST-10, ST-20, ST-30 for the shop floor.

Job shops turning production parts. Prototype shops swapping between one-off jobs three times a day. Teach shops standing up a training cell. Used Haas ST-20 with a few thousand hours or a new ST-35Y off the Haas Factory Outlet floor — we've funded both. A real person picks up the phone.

Call: 801-382-8313

Who we fund

Job shops adding capacity

Two-to-ten-year job shops adding a second or third lathe. ST-20 or ST-30 to unload the older Haas. App-only funding in 3-5 days on established files.

Prototype and R&D shops

Short-run prototype work — ST-10 or ST-15 for tight-envelope parts, Y-axis sub-spindle machines for done-in-one work. Deals often paired with a Haas mill on the same package.

Teach shops and training programs

Community colleges, private training providers, apprenticeship programs. Toolroom lathes and ST-10 packages. Structured to line up with grant cycles when needed.

First-piece startup deals

Machinist going out on his own with a specific ST-20 quoted at the HFO. LLC formed, quote in hand. We structure around personal credit, installment history, and available down payment.

Shops upgrading control generation

Trading up from a classic-control Haas to the current NGC control. Rolls trade payoff into the new deal when the numbers work.

Multi-machine cell buildouts

Bar feeder, gantry, or robotic load automation packaged with the lathe. Financed as one deal — one payment, one lender.

How much down?

Machine tools are hard assets — real dealers, real serial numbers, real resale market. We price them the way our programs price construction equipment:

700+ credit: around 10% down on used or new ST-series.
620-700: around 20% down. Shorter term is an option if you want to pull payment in.
Below 620: 25-35% down. Revenue, installment credit, and time in the trade carry weight here.

Numbers move around the specific machine and file. Call and we tell you.

Haas lathes we finance

ST-series turning centers

ST-10, ST-15, ST-20, ST-20Y, ST-25, ST-30, ST-30Y, ST-35, ST-35Y. Sub-spindle and Y-axis variants included.

Big-bore and long-bed

ST-40, ST-45, ST-50 big-bore turning centers for oilfield and heavy-part work. Long-bed variants for shaft work.

Toolroom lathes and DS series

Haas toolroom lathes for teach shops and prototype benches. DS-series dual-spindle for production done-in-one work.

Bar feeders and automation

Haas bar feeder, Automation Cell packages, part catchers. Financed with the machine on one deal.

HFO-Certified Pre-Owned

Used Haas through any Haas Factory Outlet — the CPO channel is straightforward for us to fund.

Dealer used machines

Used ST-series through a legitimate machine tool dealer. We evaluate case-by-case — year, condition, hours, control generation all factor.

Auctions and private-party purchases fall outside our financing box — see below.

Related programs

Pairing the lathe with a mill or an automation cell? See 5-axis machining center financing for done-in-one aerospace and medical work, or the broader CNC and manufacturing equipment hub for the full lineup. Peer-brand lathe pages: Mazak and Doosan / DN Solutions. Ready to apply? Start the application or see all equipment programs.

What we don't finance

Auction purchases
Private-seller purchases
Glider trucks
Repairs to existing equipment
Refinances of current loans (cash-out refi on free-and-clear equipment only — call for details)

Tell us about your deal — we'll call you back today.

A real person picks up the phone. In about three minutes you'll know if we can help.

Ready to talk about your Haas deal?

Call 801-382-8313 · A real person picks up
Or
Or pre-qualify in 60 seconds

Image credit: Redaccion GA, Wikimedia Commons, CC BY-SA 4.0 (cropped). No endorsement implied.