3D printer financing for production additive manufacturing. Metal, polymer, and the post-processing behind it.
A job shop adding an HP Multi Jet Fusion cell to quote short-run production parts. A service bureau financing a Stratasys F900 and a Formlabs fleet. A medical-device company buying an EOS or 3D Systems metal system with the furnace and depowdering station it needs. Industrial additive is production equipment, and we finance it the same way we finance a machining center.
Who we fund
- Job shops and contract manufacturers. Adding additive alongside CNC to quote more work.
- Additive service bureaus, fleet adds and capacity for a new contract.
- Product and medical-device companies. In-house production and bridge manufacturing.
- Dental labs and orthodontic manufacturers. Resin and metal production systems.
- Aerospace and defense suppliers. Metal additive cells with the qualification equipment around them.
What we finance
- Polymer production systems. HP Multi Jet Fusion, Stratasys FDM and PolyJet, Carbon, Formlabs Fuse and Form fleets, Markforged, Nexa3D, EOS P-series.
- Metal additive. EOS, SLM Solutions, 3D Systems, Velo3D, Desktop Metal, Markforged Metal X, with build-plate furnaces, sintering, and depowdering.
- Large-format and composite. BigRep, Thermwood LSAM, Massivit, CEAD.
- Post-processing and inspection. PostProcess, DyeMansion, AMT, media blasting, CT and 3D scanning as part of the cell.
Not on this page: desktop and hobby printers are not what these programs are for. Industrial and production systems, typically $25,000 and up, for an established business.
Financed as production equipment
Additive systems fund on the same programs as machine tools: established shop, equipment invoice, and a credit picture we can underwrite. The furnace, the depowdering station, the software seats, and the installation go on the same loan as the printer. New equipment is the norm; manufacturer-certified pre-owned systems are case by case.
How much down
The ranges below are reference points so you know roughly where a file lands. They are not a rate sheet. We review every situation individually, and once we've seen your file we'll tell you exactly what the down payment is.
- Established business, 700+ credit, prior commercial financing paid as agreed: low or zero down is on the table.
- Established business, strong credit, first commercial financing: around 10% down.
- Established business, credit between 635 and 700: plan on 15% to 25%.
- New business: 700+ personal credit required, with a real down payment.
- Below 635 credit: Below 635 personal credit is not a file we can place on this type of equipment; the collateral doesn't carry a weak-credit program the way a truck or a piece of yellow iron does.
Every file is reviewed on its own merits. Time in business, bank statements, the specific equipment, and comparable credit all move the number. The tiers above are where files usually start, not where they have to end.
What we don't finance
- Auction purchases
- Private-seller purchases
- Glider trucks
- Repairs to existing equipment
- Refinances of current loans (cash-out refi on free-and-clear equipment only — call for details)
Frequently asked
Do you finance desktop 3D printers? No. Industrial and production systems, typically $25,000 and up, for an established business.
Can the furnace and post-processing go on the loan? Yes. The complete cell: printer, furnace, depowdering, software, installation. Funds as one package.
Do you finance used additive systems? Manufacturer-certified pre-owned systems case by case. We do not finance private-party purchases.
How large a deal? Application-only approvals typically run to $250,000; metal systems and multi-printer fleets are underwritten with financials, with no fixed upper limit.
Lease or loan? Both. Equipment finance agreements, $1-buyout leases, and true leases when the technology refresh cycle matters to your CPA.
Ready to talk about the system you're buying?
Tell us about the system.
Send the manufacturer or reseller quote if you have one. Three minutes on the phone and you'll know what your deal looks like.
What our equipment customers say
Real reviews from operators we've funded. Verified five-star reviews from our public profile.
★★★★★
“I have been in commercial truck sales since 1998 and have dealt with multiple finance companies over the years. I have been working with Spencer at Trust Alliance Capital for about 6 years now. Trust Alliance is my only alternative finance company in the industry. Spencer is absolutely the most personable and responsive person I have ever dealt with. Thanks for all you do.”
, David B., Greensboro NC · Truck Sales, 25+ years in the industry · worked with Spencer
★★★★★
“As a new startup, Logan helped me find the easiest financing with little hassle. The whole experience was awesome — especially the ability to walk into a dealership and negotiate a price knowing you have already been approved. Will go this route from now on.”
, Jason M., OK · New Startup · worked with Logan
Hero photo: René Volfík, Institute of Physics of the Czech Academy of Sciences, via Wikimedia Commons, CC BY-SA 4.0. No manufacturer endorsement implied.