Restaurant financing for Arizona operators.
Trust Alliance Capital is a 22-year-old commercial equipment finance company. When your bank or the dealership's finance company declines your equipment loan, we have the program that fits. We give you options.
A real person answers the phone. In about three minutes you'll know if we can help.
Why Arizona operators choose us
Most restaurant buyers in Arizona run into the same wall: the dealership's finance company turns them down for one reason — time in business, credit profile, age of equipment, prior BK. The bank takes weeks and asks for paperwork that isn't relevant. The deal dies on a technicality, not because the customer can't afford the equipment.
That's our business. We've spent 22 years building programs for the deals other lenders can't fit. Across every credit tier. Strong credit usually gets zero down. Lower credit usually gets a higher down payment. We're flexible enough to handle every scenario.
No one bank beats our flexibility.
What we know about Arizona restaurant financing
- Phoenix-Scottsdale fine dining and resort restaurants drive demand for high-end ranges, walk-in coolers, and specialty cooking equipment
- Sonoran-style Mexican restaurants across Arizona drive demand for tortilla makers, comal grills, and specialty Mexican kitchen equipment
- Tucson and Sedona tourism creates seasonal demand for casual-dining and resort-restaurant kitchens
We work with operators across Arizona's major metros — including Phoenix, Tucson, Mesa, Scottsdale, and Chandler.
We routinely close deals at the major Arizona restaurant dealers, including Restaurant Depot (AZ), Strategic Equipment, KaTom Restaurant Supply, WebstaurantStore, and Arizona Restaurant Supply — and any other vendor or private seller you choose. Once you're approved with us, you can carry your financing across dealers.
Tell us about the restaurant you're financing in Arizona.
Three minutes on the phone and you'll know what your deal looks like.
Who we fund in Arizona
- Strong-credit operators who want the convenience of an equipment-finance specialist instead of bank paperwork. App-only, mostly phone and email.
- Established businesses scaling fleets that need fast underwriting without bank back-and-forth.
- First-time buyers who can't get past a dealer's finance company on time-in-business or down-payment requirements.
- Operators with prior BK, slow pay, or thin file who need a finance company that will work the deal, not auto-decline.
- Buyers of used equipment outside dealer finance age and hours limits.
- Operators who want one financing relationship across many dealers — TAC carries with you. Get approved once, work with any vendor in Arizona.
What this looks like in practice
A Phoenix Sonoran-style Mexican restaurant operator financing comal grills and a walk-in cooler called us after the dealer's finance company declined his application. Three minutes on the phone and we'd identified the program that fit his file. We told him exactly what to expect — what to send, what the down payment range would look like, when he'd have an answer back.
Closed inside a week. Equipment delivered. Operator back to work.
It's rare we send anyone away without an option.
What our customers say
Real reviews from operators we've funded. Verified five-star reviews from our public profile.
★★★★★
“100% recommended. Camron Hanna guided me through the whole process to buy a truck. Very professional. Thank you.”
— Jesus P. · worked with Camron
★★★★★
“I worked with Camron Hanna on a financing deal that wasn't easy at all. The amount was high and the approval process was complicated, but he still got it done. I've dealt with other brokers before, and honestly none of them handled things the way he did. Camron stayed on top of everything from start to finish. He explained each step clearly, answered every call and text, and made sure the deal didn't fall apart even when things got tricky. He pushed the process forward and got me an approval. The whole team at Trust Alliance Capital is solid. They're organized, responsive, and you can tell they know what they're doing. It's rare to find a company that actually takes the time to help, especially with bigger and more challenging files. I highly recommend working with them.”
— Alican A. · worked with Camron
Recently funded restaurant deals in Arizona
A sample of the Arizona files we've closed in the last few months. Names and identifying details redacted; the deals are real.
Phoenix Sonoran Mexican — kitchen expansion
Established Sonoran-style Mexican operator opening a second location financed comal grill, tortilla maker, walk-in cooler. Clean credit, strong receivables, app-only approval, four-day close.
Scottsdale resort restaurant — equipment refresh
Established Scottsdale fine-dining operator refreshed kitchen with new range, induction cooktop, walk-ins. Repeat customer, clean credit, three-day close.
Tucson first-time food truck operator
First-time food-truck operator. Mid-600s credit, cash for down payment. Funded a turnkey Mexican food-truck build on a startup program with 15% down.
How we structure restaurant deals in Arizona
- You call us or send the application. Three-minute phone diagnosis or 60-second pre-qual form.
- We underwrite your profile — terms based on credit tier, equipment age, time in business, industry, and what's funding today. We're a fishing guide for commercial finance.
- We bring real terms. Not "rate starts at" marketing numbers. Down payment, monthly payment, term, and what we'd need to close.
- You sign and get insurance, the equipment funds. Direct to the dealer or vendor. DocuSign close in many cases.
From first call to funded equipment, most deals close in a week or less.
Where in Arizona we've worked
Trust Alliance Capital has funded 8 customers across 8 cities in Arizona — including operators in:
We fund operators in towns of every size — if your city isn't listed, that doesn't mean we can't help. Funded in Arizona since 2004. Same family. Same office. (801) 332-9756 rings to a real person.
Also financing in Arizona
We work with operators across every equipment category. If you're buying something other than restaurant in Arizona, we probably have a program for that too.
Ready to talk about your Arizona restaurant deal?
Call (801) 332-9756 · A real person picks up
Or
Or apply online here