Printing equipment financing for commercial printers, sign shops, and label converters.
A commercial printer moving from a used Xerox Iridesse to a new Ricoh production press. A sign shop adding a 10-foot HP Latex roll-to-roll and a flatbed cutter. A label converter financing a digital label press. Bindery and finishing lines, cutters, folders, laminators. Production equipment that runs shifts, financed as production equipment.
Who we fund
- Commercial and quick printers. Production press replacements and capacity adds.
- Sign and display shops. Wide-format, flatbed, and cutting equipment.
- Label and flexible-packaging converters. Digital and flexo label presses, finishing.
- In-plant and franchise print centers. Equipment packages funded direct to the manufacturer.
- Apparel decorators. DTF, DTG, and embroidery equipment on their own pages.
What we finance
- Digital production presses. Ricoh, Xerox, Canon, Konica Minolta, HP Indigo, Kodak.
- Wide-format and flatbed. HP Latex, Roland, Mimaki, Epson SureColor, Canon Colorado, Vanguard, swissQprint, with Zünd and Summa cutters.
- Label and packaging presses. HP Indigo label, Mark Andy, Domino, Epson SurePress.
- Bindery and finishing. Polar and Challenge cutters, Horizon and Duplo folders and booklet makers, perfect binders, laminators, coaters.
- Offset. Heidelberg, Komori, RMGT presses, for established shops with the work to run them.
- Apparel decoration, DTF and DTG printers and embroidery machines have their own pages.
Not on this page: office copiers and multifunction printers are not financed through these programs. Production equipment only.
Age and structure
Digital and inkjet production presses up to about 10 years old fund on the right program; other printing and finishing equipment generally 5 years or newer. Most deals are new equipment funded direct to the manufacturer or dealer, with a click-charge or service contract sitting outside the loan.
How much down
The ranges below are reference points so you know roughly where a file lands. They are not a rate sheet. We review every situation individually, and once we've seen your file we'll tell you exactly what the down payment is.
- Established business, 700+ credit, prior commercial financing paid as agreed: low or zero down is on the table.
- Established business, strong credit, first commercial financing: around 10% down.
- Established shop, credit between 635 and 700: plan on 15% to 25%.
- New shop: 700+ personal credit required, with a real down payment.
- Below 635 credit: Below 635 personal credit is not a file we can place on this type of equipment; the collateral doesn't carry a weak-credit program the way a truck or a piece of yellow iron does.
Every file is reviewed on its own merits. Time in business, bank statements, the specific equipment, and comparable credit all move the number. The tiers above are where files usually start, not where they have to end.
What we don't finance
- Auction purchases
- Private-seller purchases
- Glider trucks
- Repairs to existing equipment
- Refinances of current loans (cash-out refi on free-and-clear equipment only — call for details)
Frequently asked
Do you finance office copiers? No. Production presses, wide-format, label, and bindery equipment only.
Do you finance used presses? Digital and inkjet production presses up to about 10 years old, from a dealer or manufacturer-refurbished program. Other equipment generally 5 years or newer.
Can the service contract go on the loan? Usually not; click-charge and service contracts stay with the manufacturer. The equipment, installation, and training are financed.
How large a deal? Application-only approvals typically run to $250,000; larger presses are underwritten with financials, with no fixed upper limit.
How fast? Approvals in 24 to 48 hours on application-only files, funding in 3 to 5 business days from a complete application.
Ready to talk about the press you're buying?
Tell us about the equipment.
Send the manufacturer or dealer quote if you have one. Three minutes on the phone and you'll know what your deal looks like.
What our equipment customers say
Real reviews from operators we've funded. Verified five-star reviews from our public profile.
★★★★★
“I have been in commercial truck sales since 1998 and have dealt with multiple finance companies over the years. I have been working with Spencer at Trust Alliance Capital for about 6 years now. Trust Alliance is my only alternative finance company in the industry. Spencer is absolutely the most personable and responsive person I have ever dealt with. Thanks for all you do.”
, David B., Greensboro NC · Truck Sales, 25+ years in the industry · worked with Spencer
★★★★★
“As a new startup, Logan helped me find the easiest financing with little hassle. The whole experience was awesome — especially the ability to walk into a dealership and negotiate a price knowing you have already been approved. Will go this route from now on.”
, Jason M., OK · New Startup · worked with Logan
Photo: Criiv India via Pexels. No manufacturer endorsement implied.