Do you finance machine tools for defense-supplier job shops?

Yes. VMCs, HMCs, 5-axis machining centers, wire EDM, CMM inspection — the full production floor for shops supplying Lockheed, RTX (Raytheon / Pratt), Boeing, General Dynamics, Northrop Grumman, L3Harris and their subcontractors. ITAR-registered and CMMC-scoped shops present a strong file to our lenders.

Do government contracts help the credit file?

Yes. Established purchase orders and long-term agreements with prime contractors show recurring revenue with strong counterparties. That helps on both credit tier and pricing. CAGE code, DUNS, and a clean payment history on prior POs materially strengthen the file.

What credit do I need for a defense-supplier shop deal?

Same ladder as any machine tool deal — 10% down 700+, 20% down 620-700, 25-35% down below 620 — but revenue quality matters. A shop with two years of clean prime-contractor POs on file writes stronger than the FICO alone would suggest.

Can I finance a new capability for a specific defense contract?

Yes, and it's a common ask. Awarded a program that requires 5-axis capability or wire EDM in-house. Bring us the PO or LOI plus the machine quote — we structure the deal around the contract timeline.

Do you finance a startup defense supplier?

On the right file — experienced program manager or lead machinist, CAGE code registered, ITAR registration in place, first PO or subcontract in hand. Personal credit and cash-on-hand drive the structure at this stage. Call first.

Machine tool financing for defense-supplier job shops.

ITAR-registered, CMMC-scoped, CAGE-coded. Cutting parts for Lockheed, RTX, Boeing, General Dynamics, Northrop and their sub-tiers. Adding a 5-axis center for a new program. Bringing wire EDM in-house so you stop paying an outside vendor. We fund the capacity you need to take the next contract.

Call: 801-382-8313

Who we fund

DoD prime subcontractors

Tier 2 / Tier 3 shops with recurring POs from Lockheed, RTX, Boeing, General Dynamics, Northrop, L3Harris. Recurring revenue reads well in underwriting.

ITAR-registered machine shops

Shops handling controlled technical data. ITAR registration and export compliance in place — no impact on our funding process.

CMMC-scoped operations

CMMC Level 2 shops standing up the cyber controls to keep DoD work. Machine tool financing runs independent of the cyber program.

Aerospace-and-defense job shops

Mixed commercial-aerospace and defense work. AS9100 + AS9100D certifications. Ti, Inconel, aluminum structures.

Adding capability for a new program

Awarded a program that requires 5-axis, in-house EDM, or CMM inspection. Structured around the PO or LOI plus machine quote.

Startup defense suppliers

CAGE code registered, first sub-tier PO in hand. Personal credit and cash-on-hand drive the structure — first-piece VMC or 5-axis typical.

How much down?

700+ credit, established shop with prime POs: around 10% down. Sometimes less on shops with 3+ years of clean prime revenue.
620-700: around 20% down.
Below 620: 25-35% down. Prime-contractor revenue helps here — the counterparty matters.

What we finance for defense-supplier shops

Vertical machining centers

Haas VF-series, Mazak VCN, DMG Mori DMV, Doosan DNM. Bread-and-butter production platforms.

5-axis machining centers

Hermle C-series, Makino D-series, Mazak VARIAXIS, DMG Mori DMU, Matsuura MAM72.

Horizontal machining centers

Makino a51nx / a61nx, Mazak HCN, DMG Mori NHX with pallet pools.

Wire and sinker EDM

Mitsubishi MV, Sodick AL/AQ, Makino U-series, Fanuc RoboCut. Bring EDM in-house to control cost and lead time.

CMM and inspection

Zeiss Contura, Hexagon Global, Mitutoyo Crysta. Financed with the machine or standalone.

Automation and tooling packages

Pallet pools, robot loaders, tool presetters (Zoller, Speroni). Financed with the machining center.

Related programs

Defense suppliers usually finance 5-axis machining centers for airframe and turbine work and wire EDM for die-set and precision hole work. Full lineup on the CNC and manufacturing hub. Ready to apply? Start the application or see all equipment programs.

What we don't finance

Auction purchases
Private-seller purchases
Glider trucks
Repairs to existing equipment
Refinances of current loans (cash-out refi on free-and-clear equipment only — call for details)

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Image: U.S. Air Force photo by Airman Sadie Colbert (public domain). No U.S. Air Force or Department of Defense endorsement of Trust Alliance Capital is implied.