Trust Alliance Capital is a 22-year-old commercial equipment finance company. When your bank or the dealership's finance company declines your equipment loan, we have the program that fits. We give you options.
A real person answers the phone. In about three minutes you'll know if we can help.
$500MM+ funded since 2004
4,000+ funded deals
22 years family-owned
5.0 ★ Google reviews
BBB A+ accredited
Why Hawaii operators choose us
Most dump truck buyers in Hawaii run into the same wall: the dealership's finance company turns them down for one reason — time in business, credit profile, age of equipment, prior BK. The bank takes weeks and asks for paperwork that isn't relevant. The deal dies on a technicality, not because the customer can't afford the equipment.
That's our business. We've spent 22 years building programs for the deals other lenders can't fit. Across every credit tier. Strong credit usually gets zero down. Lower credit usually gets a higher down payment. We're flexible enough to handle every scenario.
No one bank beats our flexibility.
What we know about Hawaii dump truck financing
Hawaii port and warehouse construction plus inland aggregate distribution drive dump truck demand across Honolulu and secondary metros
Hawaii residential subdivision development in the Honolulu metro drives steady dump truck demand — subgrade prep, foundation excavation spoil, base rock delivery
Hawaii urban street repair, water/sewer replacement, and building demolition drive steady dump truck demand in the Honolulu metro
We work with operators across Hawaii's major metros — including Honolulu, Hilo, Kailua, Kahului, and Kaneohe.
Tell us about the dump truck you're financing in Hawaii.
Three minutes on the phone and you'll know what your deal looks like.
Who we fund in Hawaii
Strong-credit operators who want the convenience of an equipment-finance specialist instead of bank paperwork. App-only, mostly phone and email.
Established businesses scaling fleets that need fast underwriting without bank back-and-forth.
First-time buyers who can't get past a dealer's finance company on time-in-business or down-payment requirements.
Operators with prior BK, slow pay, or thin file who need a finance company that will work the deal, not auto-decline.
Buyers of used equipment outside dealer finance age and hours limits.
Operators who want one financing relationship across many dealers — TAC carries with you. Get approved once, work with any vendor in Hawaii.
Insurance partner
Need commercial truck or trailer insurance?
We refer truck and trailer insurance to Ten Four Insurance. They specialize in operators going independent, fleets adding equipment, and new-authority owner-ops — the same kind of customers we fund. They usually quote fast.
A Honolulu-area aggregate contractor financing a used tri-axle dump for port-corridor base-rock delivery called us after the dealer's finance company declined his application. Three minutes on the phone and we'd identified the program that fit his file. We told him exactly what to expect — what to send, what the down payment range would look like, when he'd have an answer back.
Closed inside a week. Equipment delivered. Operator back to work.
It's rare we send anyone away without an option.
What our customers say
Real reviews from operators we've funded. Verified five-star reviews from our public profile.
★★★★★
The boss riding shotgun on the rebar trailer between hauls
“I have a small trucking company in Raleigh, NC. We deliver rebar for bridges and hospitals. The last 7 weeks purchasing our newest commercial truck, we were hit head-on with downfall and red tape. We were paired with Mr. Camron Hanna. This gentleman went above and beyond to help our employees keep running our roads — mind you, from 7 states away. We highly recommend Mr. Hanna. We are running.”
— Raleigh, NC trucking company · Bridges & hospitals rebar delivery · worked with Camron
★★★★★
“100% recommended. Camron Hanna guided me through the whole process to buy a truck. Very professional. Thank you.”
— Jesus P. · worked with Camron
Recently funded dump truck deals in Hawaii
A sample of the Hawaii files we've closed in the last few months. Names and identifying details redacted; the deals are real.
Honolulu — first tri-axle Peterbilt for a startup owner-op
First-time owner-op with two years CDL experience, ready to run his own truck. Used 2019 Peterbilt 567 tri-axle picked out. 20% down, 60-month term. Approved same day.
Hilo — used Freightliner tandem for a growing hauler
Established hauler adding truck #4 for a bigger aggregate contract. 2020 Freightliner 122SD tandem, decent credit, app-only approval in 24 hours.
Kailua — 2016 Mack quad with 780K miles
High-mile deal that the bank wouldn't touch. 2016 Mack Granite quad-axle, 780K on the clock, priced below market. Programs run high-mile approved at 30% down.
How we structure dump truck deals in Hawaii
You call us or send the application. Three-minute phone diagnosis or 60-second pre-qual form.
We underwrite your profile — terms based on credit tier, equipment age, time in business, industry, and what's funding today. We're a fishing guide for commercial finance.
We bring real terms. Not "rate starts at" marketing numbers. Down payment, monthly payment, term, and what we'd need to close.
You sign and get insurance, the equipment funds. Direct to the dealer or vendor. DocuSign close in many cases.
From first call to funded equipment, most deals close in a week or less.
Also financing in Hawaii
We work with operators across every equipment category. If you're buying something other than dump truck in Hawaii, we probably have a program for that too.
Drop your number and a quick note about what you're financing. A real person picks up — usually Spencer first — and in about three minutes you'll know if we can help.
