Trust Alliance Capital is a 22-year-old commercial equipment finance company. When your bank or the dealership's finance company declines your equipment loan, we have the program that fits. We give you options.
A real person answers the phone. In about three minutes you'll know if we can help.
$500MM+ funded since 2004
4,000+ funded deals
22 years family-owned
5.0 ★ Google reviews
BBB A+ accredited
Why Indiana operators choose us
Most agriculture buyers in Indiana run into the same wall: the dealership's finance company turns them down for one reason — time in business, credit profile, age of equipment, prior BK. The bank takes weeks and asks for paperwork that isn't relevant. The deal dies on a technicality, not because the customer can't afford the equipment.
That's our business. We've spent 22 years building programs for the deals other lenders can't fit. Across every credit tier. Strong credit usually gets zero down. Lower credit usually gets a higher down payment. We're flexible enough to handle every scenario.
No one bank beats our flexibility.
What we know about Indiana agriculture financing
Indiana row-crop operations (corn, soybeans) drive sustained demand for high-HP tractors, large combines, and big-capacity planters
Indiana hog and dairy operations create niche demand for TMR mixers, feed-loader payloaders, and skid steers
Used Case IH and Deere equipment changes hands frequently here — TAC ag deals often close on used iron sourced through Hutson, Birkey's, and Wright
We work with operators across Indiana's major metros — including Indianapolis, Fort Wayne, Evansville, South Bend, and Lafayette.
We routinely close deals at the major Indiana agriculture dealers, including Hutson Inc. (Deere), Birkey's Farm Store (Case IH), Wright Implement (Deere), Reynolds Farm Equipment (Deere), and AGRI-Sales (Case IH) — and any other vendor or private seller you choose. Once you're approved with us, you can carry your financing across dealers.
Tell us about the agriculture you're financing in Indiana.
Three minutes on the phone and you'll know what your deal looks like.
Who we fund in Indiana
Strong-credit operators who want the convenience of an equipment-finance specialist instead of bank paperwork. App-only, mostly phone and email.
Established businesses scaling fleets that need fast underwriting without bank back-and-forth.
First-time buyers who can't get past a dealer's finance company on time-in-business or down-payment requirements.
Operators with prior BK, slow pay, or thin file who need a finance company that will work the deal, not auto-decline.
Buyers of used equipment outside dealer finance age and hours limits.
Operators who want one financing relationship across many dealers — TAC carries with you. Get approved once, work with any vendor in Indiana.
What this looks like in practice
An Indiana row-crop operator adding a used Case IH 8250 combine ahead of harvest called us after the dealer's finance company declined his application. Three minutes on the phone and we'd identified the program that fit his file. We told him exactly what to expect — what to send, what the down payment range would look like, when he'd have an answer back.
Closed inside a week. Equipment delivered. Operator back to work.
It's rare we send anyone away without an option.
What our customers say
Real reviews from operators we've funded. Verified five-star reviews from our public profile.
★★★★★
“Words can't express how grateful I am for getting linked with Spencer from Trust Alliance Capital. The moment we spoke I knew he was gonna be the right fit for what I needed. He gave me several options to choose from and was very knowledgeable about each one. I was very appreciative that he was honest and straightforward with me and always responded back quickly. Once we agreed on which option to take, it didn't take him long to seal the deal. If any of my friends or others are looking to get financed and start up their business I will surely point them in his direction. Thanks Spencer for your patience and due diligence — you'll always have a customer in me.”
— Richard H., NC · worked with Spencer
★★★★★
The boss riding shotgun on the rebar trailer between hauls
“I have a small trucking company in Raleigh, NC. We deliver rebar for bridges and hospitals. The last 7 weeks purchasing our newest commercial truck, we were hit head-on with downfall and red tape. We were paired with Mr. Camron Hanna. This gentleman went above and beyond to help our employees keep running our roads — mind you, from 7 states away. We highly recommend Mr. Hanna. We are running.”
— Raleigh, NC trucking company · Bridges & hospitals rebar delivery · worked with Camron
Recently funded agriculture deals in Indiana
A sample of the Indiana files we've closed in the last few months. Names and identifying details redacted; the deals are real.
Central IN row-crop operator — used 8250 combine
Established corn-and-soy operation traded up from an 8240 to a used 8250 combine. Clean credit, strong income, app-only approval, three-day close ahead of harvest.
Northern IN dairy — TMR mixer + feed loader add
Multi-site dairy added a new vertical TMR mixer and a used payloader-style feed loader. Repeat customer, app-only, four-day close.
Southern IN first-time tractor buyer with prior BK
Beginning farmer with a 2021 Chapter 7. Two-plus clean years post-discharge, strong cash farm receivables. Funded a used 120-HP New Holland on a story-credit program with 20% down.
How we structure agriculture deals in Indiana
You call us or send the application. Three-minute phone diagnosis or 60-second pre-qual form.
We underwrite your profile — terms based on credit tier, equipment age, time in business, industry, and what's funding today. We're a fishing guide for commercial finance.
We bring real terms. Not "rate starts at" marketing numbers. Down payment, monthly payment, term, and what we'd need to close.
You sign and get insurance, the equipment funds. Direct to the dealer or vendor. DocuSign close in many cases.
From first call to funded equipment, most deals close in a week or less.
Where in Indiana we've worked
Trust Alliance Capital has funded 12 customers across 9 cities in Indiana — including operators in:
We fund operators in towns of every size — if your city isn't listed, that doesn't mean we can't help. Funded in Indiana since 2004. Same family. Same office. (801) 332-9756 rings to a real person.
Also financing in Indiana
We work with operators across every equipment category. If you're buying something other than agriculture in Indiana, we probably have a program for that too.
Drop your number and a quick note about what you're financing. A real person picks up — usually Spencer first — and in about three minutes you'll know if we can help.
