Stone fab equipment financing. CNC bridge saws and sawjets for countertop shops that are out of capacity.
A countertop fabricator replacing a manual bridge saw with a 5-axis CNC saw to stop subbing out quartz work. A shop adding a sawjet to cut waterjet-tight miters in-house. A monument company financing a CNC router and a line polisher. The machine pays for itself in slabs per day, and the financing should be sized to that, not to a bank's idea of what a saw is worth.
Who we fund
- Countertop fabricators, quartz, granite, porcelain, and solid-surface shops adding capacity.
- Monument and memorial companies. CNC routers, engraving, and polishing.
- Tile and architectural stone shops. Large-format cutting and finishing.
- Kitchen and bath dealers bringing fabrication in-house. First CNC saw and the material handling to feed it.
- Established shops, an operation with history and a credit picture we can underwrite; startups are case by case.
What we finance
- CNC bridge saws and sawjets. Park Industries, BACA, Breton, Intermac, Northwood, GMM, Prussiani, Donatoni.
- CNC routers and work centers. Park, Breton, Intermac, Northwood, Marmo Meccanica.
- Edge polishers and line polishers. Marmo Meccanica, Comandulli, Park.
- Material handling, slab lifters, vacuum lifters, A-frames, forklifts, and overhead cranes for the shop.
- Water and dust, water recycling systems, slurry handling, dust collection, as part of the package.
Installed equipment, leased building
A CNC saw is bolted to a foundation and plumbed to a water system. Expect us to ask for a copy of the lease on larger packages, and on some deals a landlord waiver; we handle that paperwork with you. Used machines from a dealer with a rebuild or inspection fund on the same programs as new.
How much down
The ranges below are reference points so you know roughly where a file lands. They are not a rate sheet. We review every situation individually, and once we've seen your file we'll tell you exactly what the down payment is.
- Established business, 700+ credit, prior commercial financing paid as agreed: low or zero down is on the table.
- Established business, strong credit, first commercial financing: around 10% down.
- Established shop, credit between 635 and 700: plan on 15% to 25%.
- New shop: 700+ personal credit required, with a real down payment.
- Below 635 credit: Below 635 personal credit is not a file we can place on this type of equipment; the collateral doesn't carry a weak-credit program the way a truck or a piece of yellow iron does.
Every file is reviewed on its own merits. Time in business, bank statements, the specific equipment, and comparable credit all move the number. The tiers above are where files usually start, not where they have to end.
What we don't finance
- Auction purchases
- Private-seller purchases
- Glider trucks
- Repairs to existing equipment
- Refinances of current loans (cash-out refi on free-and-clear equipment only — call for details)
Frequently asked
Do you finance used bridge saws? Yes, from a dealer, with an inspection or rebuild documentation. We do not finance private-party purchases.
Can installation, the foundation, and the water system go on the loan? Installation, rigging, and the water recycling system on the equipment invoice fund as part of the package. Building work generally does not.
Leased building? Expect us to ask for the lease and, on larger packages, a landlord waiver. Routine; we handle it with you.
How large a deal? Application-only approvals typically run to $250,000; a saw-and-router package is underwritten with financials, with no fixed upper limit.
How fast? Approvals in 24 to 48 hours on application-only files, funding in 3 to 5 business days from a complete application.
Ready to talk about the saw you're buying?
Tell us about the machine.
Send the dealer quote if you have one. Three minutes on the phone and you'll know what your deal looks like.
What our equipment customers say
Real reviews from operators we've funded. Verified five-star reviews from our public profile.
★★★★★
“I have been in commercial truck sales since 1998 and have dealt with multiple finance companies over the years. I have been working with Spencer at Trust Alliance Capital for about 6 years now. Trust Alliance is my only alternative finance company in the industry. Spencer is absolutely the most personable and responsive person I have ever dealt with. Thanks for all you do.”
, David B., Greensboro NC · Truck Sales, 25+ years in the industry · worked with Spencer
★★★★★
“As a new startup, Logan helped me find the easiest financing with little hassle. The whole experience was awesome — especially the ability to walk into a dealership and negotiate a price knowing you have already been approved. Will go this route from now on.”
, Jason M., OK · New Startup · worked with Logan
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