Skid Steer financing for Georgia operators.
Trust Alliance Capital is a 22-year-old commercial equipment finance company. When your bank or the dealership's finance company declines your equipment loan, we have the program that fits. We give you options.
A real person answers the phone. In about three minutes you'll know if we can help.
Why Georgia operators choose us
Most skid steer buyers in Georgia run into the same wall: the dealership's finance company turns them down for one reason — time in business, credit profile, age of equipment, prior BK. The bank takes weeks and asks for paperwork that isn't relevant. The deal dies on a technicality, not because the customer can't afford the equipment.
That's our business. We've spent 22 years building programs for the deals other lenders can't fit. Across every credit tier. Strong credit usually gets zero down. Lower credit usually gets a higher down payment. We're flexible enough to handle every scenario.
No one bank beats our flexibility.
What we know about Georgia skid steer financing
- Georgia port-area yard work, warehouse pad prep, and container-yard grading drive skid steer demand for logistics subs and terminal ops
- Georgia residential build-out in the Atlanta metro drives steady skid steer demand — site prep, backfill, landscaping install, snow clearing
- Georgia tight-quarters city work — sidewalk repair, urban landscaping, snow removal contracts — keeps compact skid steers busy in the Atlanta metro
We work with operators across Georgia's major metros — including Atlanta, Augusta, Columbus, Macon, and Savannah.
Tell us about the skid steer you're financing in Georgia.
Three minutes on the phone and you'll know what your deal looks like.
Who we fund in Georgia
- Strong-credit operators who want the convenience of an equipment-finance specialist instead of bank paperwork. App-only, mostly phone and email.
- Established businesses scaling fleets that need fast underwriting without bank back-and-forth.
- First-time buyers who can't get past a dealer's finance company on time-in-business or down-payment requirements.
- Operators with prior BK, slow pay, or thin file who need a finance company that will work the deal, not auto-decline.
- Buyers of used equipment outside dealer finance age and hours limits.
- Operators who want one financing relationship across many dealers — TAC carries with you. Get approved once, work with any vendor in Georgia.
What this looks like in practice
A Atlanta-area logistics subcontractor financing a used CAT 262D for warehouse-yard grading and container-yard cleanup called us after the dealer's finance company declined his application. Three minutes on the phone and we'd identified the program that fit his file. We told him exactly what to expect — what to send, what the down payment range would look like, when he'd have an answer back.
Closed inside a week. Equipment delivered. Operator back to work.
It's rare we send anyone away without an option.
What our customers say
Real reviews from operators we've funded. Verified five-star reviews from our public profile.
★★★★★
“My experience with Trust Alliance Capital was great. If I could I would give them 10 stars. Took a week to get my deal done, got approved in one day, found my truck over the weekend and I just signed my paperwork yesterday. Thanks to Spencer and his assistant Kathleen — you need finance, Trust Alliance Capital is who I would recommend. They made it happen. Thanks again.”
— Diante C. · worked with Spencer
★★★★★
“I have been in commercial truck sales since 1998 and have dealt with multiple finance companies over the years. I have been working with Spencer at Trust Alliance Capital for about 6 years now. Trust Alliance is my only alternative finance company in the industry. Spencer is absolutely the most personable and responsive person I have ever dealt with. Thanks for all you do.”
— David B., Greensboro NC · Truck Sales, 25+ years in the industry · worked with Spencer
Recently funded skid steer deals in Georgia
A sample of the Georgia files we've closed in the last few months. Names and identifying details redacted; the deals are real.
Atlanta — first Bobcat S650 for a startup landscaping contractor
Landscaping startup with three seasons of trade experience buying his first machine. Used 2020 Bobcat S650 with 1,800 hours + a set of forks and a grapple bucket. 15% down, 60-month term, funded in four days.
Augusta — CAT 259D3 CTL for a growing site contractor
Established grading contractor adding machine #3 for a new subdivision job. 2022 CAT 259D3 compact track loader with fresh tracks. App-only approval, funded direct to dealer.
Columbus — used Kubota SVL75 with 3,900 hours
Owner-op with a used Kubota SVL75-2 track loader identified at a private-seller listing. Higher hours, outside dealer finance limits. Approved at 25% down, 48-month term.
How we structure skid steer deals in Georgia
- You call us or send the application. Three-minute phone diagnosis or 60-second pre-qual form.
- We underwrite your profile — terms based on credit tier, equipment age, time in business, industry, and what's funding today. We're a fishing guide for commercial finance.
- We bring real terms. Not "rate starts at" marketing numbers. Down payment, monthly payment, term, and what we'd need to close.
- You sign and get insurance, the equipment funds. Direct to the dealer or vendor. DocuSign close in many cases.
From first call to funded equipment, most deals close in a week or less.
Where in Georgia we've worked
Trust Alliance Capital has funded 35 customers across 31 cities in Georgia — including operators in:
We fund operators in towns of every size — if your city isn't listed, that doesn't mean we can't help. Funded in Georgia since 2004. Same family. Same office. (801) 332-9756 rings to a real person.
Also financing in Georgia
We work with operators across every equipment category. If you're buying something other than skid steer in Georgia, we probably have a program for that too.
Ready to talk about your Georgia skid steer deal?
Call (801) 332-9756 · A real person picks up
Or
Or apply online here