(801) 332-9756

Mobile auto repair truck financing — from a first service body rig to a mobile fleet.

Service body trucks, hydraulic lifts, generators, air compressors, fluid storage, parts bins. 22 years funding technicians going independent — master techs leaving dealership and franchise shops come to us because we know how to structure the chassis-plus-upfit-plus-equipment build into one fundable deal, and established mobile-mechanic operators come to us for the speed on the next rig. A real person picks up the phone.

Call: (801) 332-9756

A real person answers the phone. In about three minutes you'll know if we can help.

What we finance

The complete mobile mechanic rig — chassis, service body, lift, generator, air compressor, parts, tools — packaged into one deal.

Service Body Chassis

Ford F-450, F-550, Ram 4500, Ram 5500, Isuzu NPR/NRR, Hino, IH MV/CV. Diesel or gas. New off the lot or used with documented service history.

Service Body Upfits

Knapheide, Reading, Stahl, Ranger Design, Auto Crane. KUV (knife edge) and SUV (standard) service bodies, walk-in vans, and custom configurations.

Lifts & Cranes

Auto Crane, Stellar Industries, Maxilift, Atlas, Mohawk. Hydraulic lift systems, drive-on platforms, scissor lifts, and service cranes for engine and component removal.

Generators & Compressors

Onan, Honda, Generac generators. VMAC, Boss Industries, Vanair underdeck and frame-mount air compressors with PTO or hydraulic drive.

Fluid Storage & Dispense

Bulk oil, ATF, coolant, and DEF tanks with metered dispense. Waste-oil recovery. Common on dealer-service-route and fleet-service rigs.

Complete Startup Rig

Chassis plus service body plus lift plus generator plus air compressor in one transaction. One application, one credit decision, one funded deal. The package approach is how startups actually get on the road.

Mobile auto repair service body truck financed by Trust Alliance Capital

Master tech going independent — exactly the deal banks fumble

A technician with 12 years on a dealership service drive picks the chassis, picks the body, picks the lift, picks the generator. The upfitter quotes 10 weeks. The total cost is $140K. The plan is solid — repeat customers from the dealership, a fleet contract or two lined up, the route mapped.

Then the bank pulls up a 60-day-old EIN with no business history and a 10-week build-out timeline that doesn't fit a standard equipment loan, and declines. The upfitter won't start the build without a deposit. The deal stalls.

That's our business. The build-out structure — deposit to the upfitter at order on prefund-eligible files, or customer-deposit-plus-fund-at-delivery on challenged credit — gets the rig built and the tech on the road. We've structured this deal hundreds of times.

Auto repair shop equipment financed by Trust Alliance Capital

Two paths through the build timeline — honest about what we actually do

Good-credit operator: we have lenders who will prefund the deposit to the upfitter at order so the build can begin. The balance funds at delivery on the final invoice. Available on good credit only.

Challenged-credit operator: 40% down at order from you, we fund the balance at delivery. The larger down payment is the structure that makes the deal fundable when credit alone wouldn't carry it.

Established mobile-service business: standard fund-at-delivery with the broadest lender access. Often the fastest closes in our book — second or third rig usually goes app-only.

We walk you through which path your file qualifies for in about three minutes on the phone — before you commit to anything.

Tell us about the mobile mechanic rig you're building.

Three minutes on the phone and you'll know what your deal looks like.

Or call (801) 332-9756 directly · A real person picks up

Who we fund

  • Good-credit techs going independent. Master tech leaving a dealership, fleet shop, or franchise. Strong personal credit, cash for a deposit, route or customers lined up. Prefunding available on this profile.
  • Challenged-credit operators with a real plan. Same technician background, but credit has scars. 40%-down-fund-at-delivery structure makes the deal work when credit alone wouldn't.
  • Established mobile-mechanic operators scaling. Single-rig operator adding the second or third truck. App-only programs, fast credit decisions.
  • Mobile fleet-service contractors. Operators running dedicated routes for trucking, construction, ag, or municipal fleets. Recurring contract revenue strengthens the file.
  • Mobile diesel mechanics. Heavier service rigs — larger generators, bigger compressors, mobile welding — running heavy-equipment, OTR truck, and oilfield service routes.
  • Mobile tire service operators. Service rigs with tire-handling and roadside repair built-in for fleet and trucking customers.

How we structure mobile mechanic deals

  1. You call us or send the application. Three-minute phone diagnosis or 60-second pre-qual form.
  2. We diagnose the path — prefund or customer-deposit-plus-fund-at-delivery — based on credit, time in business, build timeline, the chassis, and the upfitter.
  3. We bring real terms. Down payment, monthly payment, term, build timeline, and what we'd need to close. Not "rate starts at" marketing numbers.
  4. You sign once, the build runs, the rig funds. Deposit to the upfitter at order (prefund) or balance at delivery (customer-deposit). Either way the rig gets built and you get on the route.

Ready to talk about your mobile mechanic deal?

Call (801) 332-9756 · A real person picks up
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Or pre-qualify in 60 seconds

Auto Repair financing in every state

Same lender panel, same structures, applied to local market conditions. Click your state for industry context, equipment mix, and recent deal examples.