Skid Steer financing for California operators.
Trust Alliance Capital is a 22-year-old commercial equipment finance company. When your bank or the dealership's finance company declines your equipment loan, we have the program that fits. We give you options.
A real person answers the phone. In about three minutes you'll know if we can help.
Why California operators choose us
Most skid steer buyers in California run into the same wall: the dealership's finance company turns them down for one reason — time in business, credit profile, age of equipment, prior BK. The bank takes weeks and asks for paperwork that isn't relevant. The deal dies on a technicality, not because the customer can't afford the equipment.
That's our business. We've spent 22 years building programs for the deals other lenders can't fit. Across every credit tier. Strong credit usually gets zero down. Lower credit usually gets a higher down payment. We're flexible enough to handle every scenario.
No one bank beats our flexibility.
What we know about California skid steer financing
- California port-area yard work, warehouse pad prep, and container-yard grading drive skid steer demand for logistics subs and terminal ops
- California tight-quarters city work — sidewalk repair, urban landscaping, snow removal contracts — keeps compact skid steers busy in the Los Angeles metro
- California residential build-out in the Los Angeles metro drives steady skid steer demand — site prep, backfill, landscaping install, snow clearing
We work with operators across California's major metros — including Los Angeles, Fresno, Sacramento, San Diego, and Bakersfield.
Tell us about the skid steer you're financing in California.
Three minutes on the phone and you'll know what your deal looks like.
Who we fund in California
- Strong-credit operators who want the convenience of an equipment-finance specialist instead of bank paperwork. App-only, mostly phone and email.
- Established businesses scaling fleets that need fast underwriting without bank back-and-forth.
- First-time buyers who can't get past a dealer's finance company on time-in-business or down-payment requirements.
- Operators with prior BK, slow pay, or thin file who need a finance company that will work the deal, not auto-decline.
- Buyers of used equipment outside dealer finance age and hours limits.
- Operators who want one financing relationship across many dealers — TAC carries with you. Get approved once, work with any vendor in California.
What this looks like in practice
A Los Angeles-area logistics subcontractor financing a used CAT 262D for warehouse-yard grading and container-yard cleanup called us after the dealer's finance company declined his application. Three minutes on the phone and we'd identified the program that fit his file. We told him exactly what to expect — what to send, what the down payment range would look like, when he'd have an answer back.
Closed inside a week. Equipment delivered. Operator back to work.
It's rare we send anyone away without an option.
What our customers say
Real reviews from operators we've funded. Verified five-star reviews from our public profile.
★★★★★
“Excellent service. I would highly recommend this company for reliable and trustworthy services.”
— Regina S.
★★★★★
“I worked with Camron Hanna on a financing deal that wasn't easy at all. The amount was high and the approval process was complicated, but he still got it done. I've dealt with other brokers before, and honestly none of them handled things the way he did. Camron stayed on top of everything from start to finish. He explained each step clearly, answered every call and text, and made sure the deal didn't fall apart even when things got tricky. He pushed the process forward and got me an approval. The whole team at Trust Alliance Capital is solid. They're organized, responsive, and you can tell they know what they're doing. It's rare to find a company that actually takes the time to help, especially with bigger and more challenging files. I highly recommend working with them.”
— Alican A. · worked with Camron
Recently funded skid steer deals in California
A sample of the California files we've closed in the last few months. Names and identifying details redacted; the deals are real.
Los Angeles — first Bobcat S650 for a startup landscaping contractor
Landscaping startup with three seasons of trade experience buying his first machine. Used 2020 Bobcat S650 with 1,800 hours + a set of forks and a grapple bucket. 15% down, 60-month term, funded in four days.
Fresno — CAT 259D3 CTL for a growing site contractor
Established grading contractor adding machine #3 for a new subdivision job. 2022 CAT 259D3 compact track loader with fresh tracks. App-only approval, funded direct to dealer.
Sacramento — used Kubota SVL75 with 3,900 hours
Owner-op with a used Kubota SVL75-2 track loader identified at a private-seller listing. Higher hours, outside dealer finance limits. Approved at 25% down, 48-month term.
How we structure skid steer deals in California
- You call us or send the application. Three-minute phone diagnosis or 60-second pre-qual form.
- We underwrite your profile — terms based on credit tier, equipment age, time in business, industry, and what's funding today. We're a fishing guide for commercial finance.
- We bring real terms. Not "rate starts at" marketing numbers. Down payment, monthly payment, term, and what we'd need to close.
- You sign and get insurance, the equipment funds. Direct to the dealer or vendor. DocuSign close in many cases.
From first call to funded equipment, most deals close in a week or less.
Where in California we've worked
Trust Alliance Capital has funded 73 customers across 52 cities in California — including operators in:
We fund operators in towns of every size — if your city isn't listed, that doesn't mean we can't help. Funded in California since 2004. Same family. Same office. (801) 332-9756 rings to a real person.
Also financing in California
We work with operators across every equipment category. If you're buying something other than skid steer in California, we probably have a program for that too.
Ready to talk about your California skid steer deal?
Call (801) 332-9756 · A real person picks up
Or
Or apply online here