Asphalt Paving financing for Ohio operators.
Trust Alliance Capital is a 22-year-old commercial equipment finance company. When your bank or the dealership's finance company declines your equipment loan, we have the program that fits. We give you options.
A real person answers the phone. In about three minutes you'll know if we can help.
Why Ohio operators choose us
Most asphalt paving buyers in Ohio run into the same wall: the dealership's finance company turns them down for one reason — time in business, credit profile, age of equipment, prior BK. The bank takes weeks and asks for paperwork that isn't relevant. The deal dies on a technicality, not because the customer can't afford the equipment.
That's our business. We've spent 22 years building programs for the deals other lenders can't fit. Across every credit tier. Strong credit usually gets zero down. Lower credit usually gets a higher down payment. We're flexible enough to handle every scenario.
No one bank beats our flexibility.
What we know about Ohio asphalt paving financing
- ODOT's I-71, I-75, I-90, and I-270 corridor repaving plus the Brent Spence Bridge corridor project drive heavy milling and paving subcontractor demand
- April through October paving window — Ohio's freeze-thaw cycle drives consistent annual repaving demand on state and county routes
- Columbus Intel chip-plant access, Cleveland-Akron industrial paving, and distribution corridor growth drive private commercial paving demand alongside ODOT highway spread
We work with operators across Ohio's major metros — including Columbus, Cleveland, Cincinnati, Toledo, and Akron.
Tell us about the asphalt paving you're financing in Ohio.
Three minutes on the phone and you'll know what your deal looks like.
Who we fund in Ohio
- Strong-credit operators who want the convenience of an equipment-finance specialist instead of bank paperwork. App-only, mostly phone and email.
- Established businesses scaling fleets that need fast underwriting without bank back-and-forth.
- First-time buyers who can't get past a dealer's finance company on time-in-business or down-payment requirements.
- Operators with prior BK, slow pay, or thin file who need a finance company that will work the deal, not auto-decline.
- Buyers of used equipment outside dealer finance age and hours limits.
- Operators who want one financing relationship across many dealers — TAC carries with you. Get approved once, work with any vendor in Ohio.
What this looks like in practice
A Columbus-area paving contractor financing a used Caterpillar PM620 cold planer to bid ODOT I-270 mill-and-overlay subcontracts called us after the dealer's finance company declined his application. Three minutes on the phone and we'd identified the program that fit his file. We told him exactly what to expect — what to send, what the down payment range would look like, when he'd have an answer back.
Closed inside a week. Equipment delivered. Operator back to work.
It's rare we send anyone away without an option.
What our customers say
Real reviews from operators we've funded. Verified five-star reviews from our public profile.
★★★★★
“I have been working with Spencer Sessions for the past 18 months. He has been very helpful in putting deals together, even if they were questionable on credit. His follow-up is what makes it a pleasure to do business with him.”
— Mike M. · 18-month customer relationship · worked with Spencer
★★★★★
“I worked with Camron Hanna on a financing deal that wasn't easy at all. The amount was high and the approval process was complicated, but he still got it done. I've dealt with other brokers before, and honestly none of them handled things the way he did. Camron stayed on top of everything from start to finish. He explained each step clearly, answered every call and text, and made sure the deal didn't fall apart even when things got tricky. He pushed the process forward and got me an approval. The whole team at Trust Alliance Capital is solid. They're organized, responsive, and you can tell they know what they're doing. It's rare to find a company that actually takes the time to help, especially with bigger and more challenging files. I highly recommend working with them.”
— Alican A. · worked with Camron
How we structure asphalt paving deals in Ohio
- You call us or send the application. Three-minute phone diagnosis or 60-second pre-qual form.
- We underwrite your profile — terms based on credit tier, equipment age, time in business, industry, and what's funding today. We're a fishing guide for commercial finance.
- We bring real terms. Not "rate starts at" marketing numbers. Down payment, monthly payment, term, and what we'd need to close.
- You sign and get insurance, the equipment funds. Direct to the dealer or vendor. DocuSign close in many cases.
From first call to funded equipment, most deals close in a week or less.
Where in Ohio we've worked
Trust Alliance Capital has funded 16 customers across 14 cities in Ohio — including operators in:
We fund operators in towns of every size — if your city isn't listed, that doesn't mean we can't help. Funded in Ohio since 2004. Same family. Same office. 208-534-8525 rings to a real person.
Also financing in Ohio
We work with operators across every equipment category. If you're buying something other than asphalt paving in Ohio, we probably have a program for that too.
Ready to talk about your Ohio asphalt paving deal?
Call 208-534-8525 · A real person picks up
Or
Or apply online here