(801) 332-9756

Tree service equipment financing. From the next bucket truck to a full storm-response fleet.

Bucket trucks, brush chippers, stump grinders, chip trucks, grapple trucks. 22 years funding tree-care operators. Established crews adding the next bucket truck, bidding into utility line-clearance work, or replacing a chipper mid-season come to us because we package the whole setup in one deal and fund it in days, not weeks.. One call gets you an answer.

Call: (801) 332-9756

. In about three minutes you'll know if we can help.

What we finance

Tree care is a spread. Bucket truck plus chipper plus stump grinder plus dump truck. We finance the whole setup, one piece at a time or all at once. We fund bucket trucks, chippers, and stump grinders 10 years or newer.

Bucket Trucks

Altec (LRV-55, LR7-58, A77), Versalift, Terex, Asplundh-spec'd units. Forestry packages, overcenter and non-overcenter, insulated for utility line-clearance work.

Brush Chippers

Bandit (200XP, 250XP, 15XP), Vermeer (BC1500, BC1800, BC2100XL), Morbark (M12R, 1415, Beever series). Disc, drum, and hand-fed configurations.

Stump Grinders

Vermeer (SC30TX, SC372, SC852), Bandit (ZT1844, SG-75), Carlton, Rayco. Walk-behind to large self-propelled units for tight access or production work.

Chip Trucks & Grapple Trucks

Chip dump trucks (Ford F-650, International, Freightliner M2 chassis), grapple trucks for hauling whole logs and large brush, log loaders for removals.

Climbing & Support Equipment

Rope rigging packages, mini skid steers and track loaders (Toro Dingo, Vermeer S925TX, Ditch Witch SK), trailers, support pickups, and crew transport.

Complete Equipment Packages

Bucket truck plus chipper plus stump grinder in one deal. One application, one credit decision, one payment. Instead of three separate approvals from three separate programs.

Tree service grapple truck financed by Trust Alliance Capital

Second crew, second bucket truck. Exactly the deal banks fumble

The most common tree-service financing scenario in our pipeline: a three- or five-year-old tree service that just landed a line-clearance subcontract or a municipal bid and needs a second bucket truck, a second chipper, and a chip truck on the ground in two weeks. The equipment is picked out. The contract is signed. The bank wants three years of tax returns and a 30-day review.

The dealer's finance company won't touch the used Altec, and won't package the chipper with it. The deal stalls while the contract start date gets closer.

That's our business. The package approach: bucket truck plus chipper plus chip truck in one deal. On an app-only file for an established operator, funded direct to the dealers in days. We've structured this hundreds of times.

Tree service chip dump truck financed by Trust Alliance Capital

Storm cleanup, utility line clearance, residential, municipal. Every tree-care segment funds

Hurricane and ice storm response (Gulf states, Atlantic Coast, Midwest, Northeast). Utility line-clearance contracts (PG&E, ConEd, Duke Energy, Dominion, Eversource, PECO, Xcel, Entergy, BGE, Georgia Power, Asplundh, Wright Tree Service subcontracting). Residential and HOA tree care. Municipal urban forestry. Climate-specific pest removal (emerald ash borer in the Midwest, oak wilt in Texas, bark beetle in the Mountain West, spotted lanternfly in PA/NJ, hemlock woolly adelgid in the Northeast).

22 years funding tree-care operators across every segment. We know what your operating environment actually looks like and how to structure your deal accordingly.

Tell us about the bucket truck or chipper you're financing.

Three minutes on the phone and you'll know what your deal looks like.

(801) 332-9756

Or call (801) 332-9756 directly · A real person picks up

Who we fund

  • Established small tree services scaling. 1-3 truck operators adding the next bucket truck, the second chipper, or the bigger grapple truck. App-only programs, fast credit decisions.
  • Utility line-clearance contractors. Crews bidding into PG&E, ConEd, Duke Energy, Eversource, Xcel, Entergy, PECO, BGE, Dominion, and Georgia Power programs. Steady year-round work that builds bankable business credit fast.
  • Storm-response operators. Crews mobilizing for hurricane response (Gulf states, Atlantic Coast), derecho and tornado cleanup (Midwest), ice storm work (Northeast). Lumpy revenue, real business. Structure rides on personal credit and the equipment package.
  • Municipal urban-forestry contractors. Operators bidding city and county tree-care contracts (Chicago, NYC, LA, Seattle, Atlanta, Houston, Boston).
  • Pest-removal specialists. Emerald ash borer removal (Midwest, spreading), oak wilt management (Texas Hill Country), bark beetle removal (Mountain West, California), spotted lanternfly (PA, NJ, NY, DE), hemlock woolly adelgid (Northeast).

How we structure tree service deals

  1. You call us or send the application. Three-minute phone diagnosis or 60-second pre-qual form.
  2. We underwrite your profile. Credit tier, time in business, equipment age and hours, your work mix (utility, residential, storm response, municipal), and what's funding today.
  3. We bring real terms. Not "rate starts at" marketing numbers. Down payment, monthly payment, term, and what we'd need to close.
  4. You sign and the equipment funds. Direct to the dealer or vendor. DocuSign close in many cases.

From first call to funded equipment, most deals close in a week or less.

What we don't finance

  • Auction purchases
  • Private-seller purchases
  • Glider trucks
  • Repairs to existing equipment
  • Refinances of current loans (cash-out refi on free-and-clear equipment only — call for details)

Ready to talk about your tree service deal?

Call (801) 332-9756 ·
Or
Or pre-qualify in 60 seconds

What our customers say

Real reviews from operators we've funded. Verified five-star reviews from our public profile.

★★★★★

“Trust Alliance Capital helped me get financing for a dump truck when I had a previous bankruptcy on my record. Spencer worked hard to find me a program that fit my situation and got me back on the road. I am very grateful for their help and would recommend them to anyone in a similar situation.”

, Andy · Construction Contractor · worked with Spencer

★★★★★

“I have been in commercial truck sales since 1998 and have dealt with multiple finance companies over the years. I have been working with Spencer at Trust Alliance Capital for about 6 years now. Trust Alliance is my only alternative finance company in the industry. Spencer is absolutely the most personable and responsive person I have ever dealt with. Thanks for all you do.”

, David B., Greensboro NC · Truck Sales, 25+ years in the industry · worked with Spencer

Tree Service financing in every state

Same programs, same structures, applied to local market conditions. Click your state for industry context, equipment mix, and recent deal examples.